Charlie Hulme  wrote:

>Chris wrote:
>> On 30 Jun, 10:46, Charlie Hulme  wrote:
>>>> Same as your car insurance. Try making a claim, saying you knocked
>>>> someone over on the footpath!
>>>> They'll laugh you into court......
>>> Surely your insurance company would have to pay out to the
>>> unfortunate pedestrian?
>> 
>> Only if you can prove that you weren't on the pavement
>> deliberately.....if they can show that you were on the footpath under
>> your own free will, they will not pay!
>
>Remarkable. Does this apply to other rules as well? If I am
>knocked down by an impoverished but insured motorist going
>at 40 in a 30 mph area, his insurance company will not pay
>me any damages?


Only if the impoverished but insured motorist is relying on his
household insurance to provide motor cover ...

Tony Polson wrote:
> Charlie Hulme  wrote:

>> Remarkable. Does this apply to other rules as well? If I am
>> knocked down by an impoverished but insured motorist going
>> at 40 in a 30 mph area, his insurance company will not pay
>> me any damages?
> 
> 
> Only if the impoverished but insured motorist is relying on his
> household insurance to provide motor cover ...
> 

Ah, I see I rather lost my grip on that sub-thread. I'll 
have to go away and check my insurance policy.

Charlie