Ok, so I've been given a job offer...

To be honest it's only a min wage job, but I need the money.

But it is better than my dole money.

It doesn't seem too bad a job, not stressful or anything, but hardly
something I'd want to tell my mates I have.

What I am a bit concerned about is the tax I'm going to have to pay on
a 34 hours week at 5.52...

"tdh27o"  wrote in message 
news:ada0ec53-d82a-464b-b759-84fb518b3f64@p69g2000hsa.googlegroups.com...
> Ok, so I've been given a job offer...
>
> To be honest it's only a min wage job, but I need the money.
>
> But it is better than my dole money.
>
> It doesn't seem too bad a job, not stressful or anything, but hardly
> something I'd want to tell my mates I have.
>
> What I am a bit concerned about is the tax I'm going to have to pay on
> a 34 hours week at 5.52...
>

I'd give the local tax office a ring. They may be able to calculate roughly 
how much tax you'd have to pay on £187.68 p/w. Or they'll probably tell you 
an easy way to work it out yourself.

If you do sign off to start the job, give it a couple of days then ring the 
Jobcentre to make sure your claim has been shut down and your P45 is on its 
way to being generated and issued. This is usually released by the computer 
system a week after your claim has closed. It takes this long as the JSA 
computer system checks to see if you are due to a tax refund before your P45 
is released.

You may have to pay basic-rate tax for the first couple of weeks or so, but 
once you hand your P45 in to your new employer, they'll be able to calculate 
any tax refund due to you. They'll either repay it in full in your next wage 
packet or reduce the amount of tax you pay for a few weeks until they have 
'repaid' you that way.

Also your local CAB may be able to do you an 'in-work calculation' to see 
how much better off you will be if you take the job. They can also check to 
see if there are any other benefits (ie Working Tax Credit, Housing/Council 
Tax Benefit) that you may be entitled to whilst you are working and earning 
that amount. I know the Jobcentre advisors do something along these lines 
for lone parents but I'm not sure if they can do it for Jobseekers (may be 
worth asking).

On 6 Feb, 14:37, tdh27o  wrote:
> Ok, so I've been given a job offer...
>
> To be honest it's only a min wage job, but I need the money.
>
> But it is better than my dole money.
>
> It doesn't seem too bad a job, not stressful or anything, but hardly
> something I'd want to tell my mates I have.
>
> What I am a bit concerned about is the tax I'm going to have to pay on
> a 34 hours week at 5.52...

Tax payable for the year wouldn't be great if you were on benefit for
the entire tax year up to now.
The tax change from April will increase that somewhat with the tax
hike. Oh, and if you are the sole earner in the household, should be
able to get some working tax credits too (though need to apply for
that).

Martin  <><

I have a P45 from the last time I signed off (I did a couple of days
work the end of last year) I'm probably going to give that to my mew
employer.  I've given old P45 before and it seems to work ok - as long
it has your tax rate on it things seem to work.

I have to sign on tomorrow.    I though if I sign off at the end of
the week, and my job doesn't work out, it would make life difficult
for me to sign back on.  I reckon I'll try the new job out and if its
ok sign off later - JSA is paid in arrears so if I sign off later, and
or, don't go next time to sign on I'll not be working and claiming.

I don't think I'll be entitle to 'in work' benefits unfortunately, I'm
single and have no children (I wish I was).  The 10p starting rate if
tax which is being removed in April will hurt me a bit.

I will be better off in the job than I am now - I only get the basic
JSA, 59 pounds - traveling cost aren't too bad, its only a couple of
miles away and I have a car.  The hours suit me as they are late
starts and no early mornings.

I'd rather have  better job, but unfortunately that isn't possible.

On Feb 6, 3:40 pm, "mart2...@hotmail.com" 
wrote:
> The tax change from April will increase that somewhat with the tax
> hike.

Yeah tell me about it...

How can the government make the poorest poorer - beats me!

tdh27o wrote:
> I have a P45 from the last time I signed off (I did a couple of days
> work the end of last year) I'm probably going to give that to my mew
> employer.  I've given old P45 before and it seems to work ok - as long
> it has your tax rate on it things seem to work.
> 
> I have to sign on tomorrow.    I though if I sign off at the end of
> the week, and my job doesn't work out, it would make life difficult
> for me to sign back on.  I reckon I'll try the new job out and if its
> ok sign off later - JSA is paid in arrears so if I sign off later, and
> or, don't go next time to sign on I'll not be working and claiming.
> 
> I don't think I'll be entitle to 'in work' benefits unfortunately, I'm
> single and have no children (I wish I was).  The 10p starting rate if
> tax which is being removed in April will hurt me a bit.
> 
> I will be better off in the job than I am now - I only get the basic
> JSA, 59 pounds - traveling cost aren't too bad, its only a couple of
> miles away and I have a car.  The hours suit me as they are late
> starts and no early mornings.
> 
> I'd rather have  better job, but unfortunately that isn't possible.

You'll get a P45 from the jobcentre after you sign off. The employer 
will usually use the emergency tax code until you receive it.

Whilst you may not have to sign off until the next time you are due to 
sign (as the rider is to declare any work you have done in the past 
fortnight), it's just more convenient to do it immediately - and the 
temptation to sign on "just one more time" is removed. Even if you give 
up the job after a few days you are legally obliged to declare you were 
working for those few days and furnish wage details.



-- 
Robbie

On 6 Feb, 16:00, tdh27o  wrote:
> I have a P45 from the last time I signed off (I did a couple of days
> work the end of last year) I'm probably going to give that to my mew
> employer.  I've given old P45 before and it seems to work ok - as long
> it has your tax rate on it things seem to work.
>
> I have to sign on tomorrow.    I though if I sign off at the end of
> the week, and my job doesn't work out, it would make life difficult
> for me to sign back on.  I reckon I'll try the new job out and if its
> ok sign off later - JSA is paid in arrears so if I sign off later, and
> or, don't go next time to sign on I'll not be working and claiming.
>
> I don't think I'll be entitle to 'in work' benefits unfortunately, I'm
> single and have no children (I wish I was).  The 10p starting rate if
> tax which is being removed in April will hurt me a bit.
>
> I will be better off in the job than I am now - I only get the basic
> JSA, 59 pounds - traveling cost aren't too bad, its only a couple of
> miles away and I have a car.  The hours suit me as they are late
> starts and no early mornings.
>
> I'd rather have  better job, but unfortunately that isn't possible.

Single, if doing at least 30 hours a week and below a certain level of
income will allow you to get working tax credits.
Don't need kids - just meet requirements.
Think of it as free money.  :)

Martin  <><

On 6 Feb, 16:02, tdh27o  wrote:
> On Feb 6, 3:40 pm, "mart2...@hotmail.com" 
> wrote:
>
> > The tax change from April will increase that somewhat with the tax
> > hike.
>
> Yeah tell me about it...
>
> How can the government make the poorest poorer - beats me!

It makes the people with higher incomes better off, dropping from 22%
to 20% tax on a band. Just to pay for it there's the tax hike on the
10% band that doubles to 20%.
The government gives, the government takes away......

Martin  <><

On Feb 6, 6:14 pm, "mart2...@hotmail.com" 
wrote:
> Single, if doing at least 30 hours a week and below a certain level of
> income will allow you to get working tax credits.


I had a quick look at Working Tax Credits at HMRC - it seems it will
be worth applying for.

I have no idea how to claim it yet, I will have to look it up.

On Feb 6, 5:57 pm, Robbie  wrote:

> fortnight), it's just more convenient to do it immediately - and the
> temptation to sign on "just one more time" is removed. Even if you give
> up the job after a few days you are legally obliged to declare you were
> working for those few days and furnish wage details.

That is a good point.  I'm still cautious about signing off before I
start the new job, I may get there the first day and find it is not
what I thought.  I will sign off once I know its going to ok (a few
days).

The way I'd play it if I had to sign back on are - I would say I'd
been away or something, and I couldn't make my last signing day.

I know its not the best way to handle it - but the system isn't very
helpful is some circumstances.

I wouldn't try to claim for JSA if I'd been working, it is too high a
rick of getting caught.  Not only that, I will be at work at my
signing time.

On 6 Feb, 18:40, tdh27o  wrote:
> On Feb 6, 6:14 pm, "mart2...@hotmail.com" 
> wrote:
>
> > Single, if doing at least 30 hours a week and below a certain level of
> > income will allow you to get working tax credits.
>
> I had a quick look at Working Tax Credits at HMRC - it seems it will
> be worth applying for.
>
> I have no idea how to claim it yet, I will have to look it up.

Oh, and the figure it gives for award when you do the 'do I qualify'
screens, thats the figure payable between now and end of tax year.
ie 2 months money.

Martin  <><

"tdh27o"  wrote in message
news:ada0ec53-d82a-464b-b759-84fb518b3f64@p69g2000hsa.googlegroups.com...
> Ok, so I've been given a job offer...
>
> To be honest it's only a min wage job, but I need the money.
>
> But it is better than my dole money.
>
> It doesn't seem too bad a job, not stressful or anything, but hardly
> something I'd want to tell my mates I have.
>
> What I am a bit concerned about is the tax I'm going to have to pay
on
> a 34 hours week at 5.52...

About £14 a week tax and £9.65 NI.  Though if you've been on the dole
all year so far you'll probably won't be liable for any tax till
April, although you might have to pay initailly (emergency tax code)
till the P45 is processed by your employers payroll system.

If you're over 25 you should be eligible for the working tax credit,
about £15 a week.

After April you'll pay more tax but get more WTC.

--
Andy

"tdh27o"  wrote in message
news:205ea28c-4b18-44a5-9d5d-c87ee13f3bbb@v67g2000hse.googlegroups.com...
> The tax change from April will increase that somewhat with the tax
> hike.
>
> Yeah tell me about it...
>
> How can the government make the poorest poorer - beats me!

If you get the WTC you'll be better off (your WTC will go up by more
than the extra tax).

--
Andy

On 6 Feb, 20:32, "Andy Pandy" <spam8ti...@wonderful.spam.invalid>
wrote:
> "tdh27o"  wrote in message
>
> news:ada0ec53-d82a-464b-b759-84fb518b3f64@p69g2000hsa.googlegroups.com...
>
> > Ok, so I've been given a job offer...
>
> > To be honest it's only a min wage job, but I need the money.
>
> > But it is better than my dole money.
>
> > It doesn't seem too bad a job, not stressful or anything, but hardly
> > something I'd want to tell my mates I have.
>
> > What I am a bit concerned about is the tax I'm going to have to pay
> on
> > a 34 hours week at 5.52...
>
> About £14 a week tax and £9.65 NI.  Though if you've been on the dole
> all year so far you'll probably won't be liable for any tax till
> April, although you might have to pay initailly (emergency tax code)
> till the P45 is processed by your employers payroll system.
>
> If you're over 25 you should be eligible for the working tax credit,
> about £15 a week.
>
> After April you'll pay more tax but get more WTC.
>
> --
> Andy

Is the WTC going up by that much? Be good if it does - for those of us
who qualify anyway.

Martin  <><

"tdh27o"  wrote in message 
news:ada0ec53-d82a-464b-b759-84fb518b3f64@p69g2000hsa.googlegroups.com...
> Ok, so I've been given a job offer...
>
> To be honest it's only a min wage job, but I need the money.
>
> But it is better than my dole money.
>
> It doesn't seem too bad a job, not stressful or anything, but hardly
> something I'd want to tell my mates I have.
>
> What I am a bit concerned about is the tax I'm going to have to pay on
> a 34 hours week at 5.52...
>

As a rough guide, you pay about a quarter of your wage in tax and NI, add on 
travel costs, council tax, food, rent, utility bills and some pussy tax, 
hell you might have to borrow some money before the week is out.

tdh27o wrote:
> Ok, so I've been given a job offer...
> 
> To be honest it's only a min wage job, but I need the money.
> 
> But it is better than my dole money.
> 
> It doesn't seem too bad a job, not stressful or anything, but hardly
> something I'd want to tell my mates I have.
> 
> What I am a bit concerned about is the tax I'm going to have to pay on
> a 34 hours week at 5.52...
> 
See if you will be entiled to tax credits:
http://www.taxcredits.inlandrevenue.gov.uk/Qualify/DIQHousehold.aspx

On Feb 7, 12:11 am, anthonyberet <nos...@me.invalid> wrote:
>
> See if you will be entiled to tax credits:http://www.taxcredits.inlandrevenue.gov.uk/Qualify/DIQHousehold.aspx

I tried that - kinda confusing I think.

It wants to know your earnings 2006 to 2007 - I have no idea.

On 6 Feb, 21:55, "Niteawk"  wrote:
> "tdh27o"  wrote in message
>
> news:ada0ec53-d82a-464b-b759-84fb518b3f64@p69g2000hsa.googlegroups.com...
>
> > Ok, so I've been given a job offer...
>
> > To be honest it's only a min wage job, but I need the money.
>
> > But it is better than my dole money.
>
> > It doesn't seem too bad a job, not stressful or anything, but hardly
> > something I'd want to tell my mates I have.
>
> > What I am a bit concerned about is the tax I'm going to have to pay on
> > a 34 hours week at 5.52...
>
> As a rough guide, you pay about a quarter of your wage in tax and NI, add on
> travel costs, council tax, food, rent, utility bills and some pussy tax,
> hell you might have to borrow some money before the week is out.

As usual, you show your lack of understanding about tax and NI.
On the salary details the OP gave, tax and NI come nowhere near a
quarter. There is something called a tax free allowance which everyone
is entitled to.

Martin  <><

On 7 Feb, 09:07, tdh27o  wrote:
> On Feb 7, 12:11 am, anthonyberet <nos...@me.invalid> wrote:
>
>
>
> > See if you will be entiled to tax credits:http://www.taxcredits.inlandrevenue.gov.uk/Qualify/DIQHousehold.aspx
>
> I tried that - kinda confusing I think.
>
> It wants to know your earnings 2006 to 2007 - I have no idea.

Type in your earnings from what you will get per year on your new job
to get an idea.

Martin  <><

tdh27o wrote:
> On Feb 7, 12:11 am, anthonyberet <nos...@me.invalid> wrote:
>> See if you will be entiled to tax credits:http://www.taxcredits.inlandrevenue.gov.uk/Qualify/DIQHousehold.aspx
> 
> I tried that - kinda confusing I think.
> 
> It wants to know your earnings 2006 to 2007 - I have no idea.
> 

Do you not have a P60? Or have you had earnings from self-employment?

-- 
Robbie

wrote in message 
news:3bd00dfb-b5a5-47a7-879d-07cc2c575249@j78g2000hsd.googlegroups.com...
> On 6 Feb, 21:55, "Niteawk"  wrote:
>> "tdh27o"  wrote in message
>>
>> news:ada0ec53-d82a-464b-b759-84fb518b3f64@p69g2000hsa.googlegroups.com...
>>
>> > Ok, so I've been given a job offer...
>>
>> > To be honest it's only a min wage job, but I need the money.
>>
>> > But it is better than my dole money.
>>
>> > It doesn't seem too bad a job, not stressful or anything, but hardly
>> > something I'd want to tell my mates I have.
>>
>> > What I am a bit concerned about is the tax I'm going to have to pay on
>> > a 34 hours week at 5.52...
>>
>> As a rough guide, you pay about a quarter of your wage in tax and NI, add 
>> on
>> travel costs, council tax, food, rent, utility bills and some pussy tax,
>> hell you might have to borrow some money before the week is out.
>
> As usual, you show your lack of understanding about tax and NI.
> On the salary details the OP gave, tax and NI come nowhere near a
> quarter. There is something called a tax free allowance which everyone
> is entitled to.
>

Didnt you say you used to do some sort of accounts? sounds like more BS as 
per usual. The basic rate of tax is 22%, NI is 11%. Factor in the personal 
allowance for the year, and you will have paid approx 25% in tax and NIC by 
the end of the tax year, assuming the op stays in the job. Then again he 
might not accept the job, if he has got any sense at all :)

On 7 Feb, 11:50, "Niteawk"  wrote:
>  wrote in message
>
> news:3bd00dfb-b5a5-47a7-879d-07cc2c575249@j78g2000hsd.googlegroups.com...
>
>
>
>
>
> > On 6 Feb, 21:55, "Niteawk"  wrote:
> >> "tdh27o"  wrote in message
>
> >>news:ada0ec53-d82a-464b-b759-84fb518b3f64@p69g2000hsa.googlegroups.com..> >> > Ok, so I've been given a job offer...
>
> >> > To be honest it's only a min wage job, but I need the money.
>
> >> > But it is better than my dole money.
>
> >> > It doesn't seem too bad a job, not stressful or anything, but hardly
> >> > something I'd want to tell my mates I have.
>
> >> > What I am a bit concerned about is the tax I'm going to have to pay on
> >> > a 34 hours week at 5.52...
>
> >> As a rough guide, you pay about a quarter of your wage in tax and NI, add
> >> on
> >> travel costs, council tax, food, rent, utility bills and some pussy tax> >> hell you might have to borrow some money before the week is out.
>
> > As usual, you show your lack of understanding about tax and NI.
> > On the salary details the OP gave, tax and NI come nowhere near a
> > quarter. There is something called a tax free allowance which everyone
> > is entitled to.
>
> Didnt you say you used to do some sort of accounts? sounds like more BS as> per usual. The basic rate of tax is 22%, NI is 11%.

Wrong yet again.
The tax rates are 0%, 10%, 22% and 40%.
The OP will use the first 3 of those. NI also has an allowance too -
though not at the same level as tax.

 Factor in the personal
> allowance for the year, and you will have paid approx 25% in tax and NIC by
> the end of the tax year,

Only on a very specific level of income.
On £9759 a year the amount of deductions will be quite a bit below
25%.


 assuming the op stays in the job. Then again he
> might not accept the job, if he has got any sense at all :)-

And he'd follow your advice for what reason.....?

Martin  <><

>
> Do you not have a P60? Or have you had earnings from self-employment?

I should have one somewhere - I normally keep them.  I will have a
look.

wrote in message 
news:6a9d7e7b-7f25-4fa4-a214-c06032afaa1d@i72g2000hsd.googlegroups.com...
On 7 Feb, 11:50, "Niteawk"  wrote:
>  wrote in message
>
> news:3bd00dfb-b5a5-47a7-879d-07cc2c575249@j78g2000hsd.googlegroups.com...
>
>
>
>
>
> > On 6 Feb, 21:55, "Niteawk"  wrote:
> >> "tdh27o"  wrote in message
>
> >>news:ada0ec53-d82a-464b-b759-84fb518b3f64@p69g2000hsa.googlegroups.com...
>
> >> > Ok, so I've been given a job offer...
>
> >> > To be honest it's only a min wage job, but I need the money.
>
> >> > But it is better than my dole money.
>
> >> > It doesn't seem too bad a job, not stressful or anything, but hardly
> >> > something I'd want to tell my mates I have.
>
> >> > What I am a bit concerned about is the tax I'm going to have to pay 
> >> > on
> >> > a 34 hours week at 5.52...
>
> >> As a rough guide, you pay about a quarter of your wage in tax and NI, 
> >> add
> >> on
> >> travel costs, council tax, food, rent, utility bills and some pussy 
> >> tax,
> >> hell you might have to borrow some money before the week is out.
>
> > As usual, you show your lack of understanding about tax and NI.
> > On the salary details the OP gave, tax and NI come nowhere near a
> > quarter. There is something called a tax free allowance which everyone
> > is entitled to.
>
> Didnt you say you used to do some sort of accounts? sounds like more BS as
> per usual. The basic rate of tax is 22%, NI is 11%.

Wrong yet again.
The tax rates are 0%, 10%, 22% and 40%.
The OP will use the first 3 of those. NI also has an allowance too -
though not at the same level as tax.

 Factor in the personal
> allowance for the year, and you will have paid approx 25% in tax and NIC 
> by
> the end of the tax year,

Only on a very specific level of income.
On £9759 a year the amount of deductions will be quite a bit below
25%.


You keep saying I am wrong so prove it, I have already said I only know 
roughly what it is, so I cant be wrong in that instance. If you know 
anything about accounts, like you claim to, then you should be able to tell 
us how much tax and NI is payable to the nearest penny, off the top of your 
head. Thats assuming you know as much about accounts as you would like us 
believe.











assuming the op stays in the job. Then again he
> might not accept the job, if he has got any sense at all :)-

And he'd follow your advice for what reason.....?

??????, I am not a mind reader, why dont you ask him.

On Feb 7, 11:50 am, "Niteawk"  wrote:
> Then again he
> might not accept the job, if he has got any sense at all :)- Hide quoted text -


I have no choice - I need the money.

I will be better off in work than not.  But the pay rate is bad I
know.

The only reason I won't keep this job is if it's hard work for my
5.52ph

It could happen, I've been in low paid jobs before that are hard
graft..  I hope not in this case.

On Thu, 7 Feb 2008 01:07:22 -0800 (PST), tdh27o 
wrote:

>On Feb 7, 12:11 am, anthonyberet <nos...@me.invalid> wrote:
>>
>> See if you will be entiled to tax credits:http://www.taxcredits.inlandrevenue.gov.uk/Qualify/DIQHousehold.aspx
>
>I tried that - kinda confusing I think.
>
>It wants to know your earnings 2006 to 2007 - I have no idea.

Ignore that as they don't actually mean that. They mean what you'll be
earning this year. But they ask for last years because thats what they
base your initial thing on and then they can ask for money back if
you're earning more than you did last year.
But if you're earning less than 25k more than you did last year you
can not tell them. I think. Perhaps. Maybe. 


-- 
http://www.freedeliveryuk.co.uk

"tdh27o"  wrote in message 
news:9699799a-3d36-47d1-a684-daeb525268c2@k2g2000hse.googlegroups.com...
On Feb 7, 11:50 am, "Niteawk"  wrote:
> Then again he
> might not accept the job, if he has got any sense at all :)- Hide quoted 
> text -


I have no choice - I need the money.

I will be better off in work than not.  But the pay rate is bad I
know.

The only reason I won't keep this job is if it's hard work for my
5.52ph

It could happen, I've been in low paid jobs before that are hard
graft..  I hope not in this case.

I think you will find it usually is the case, for that rate of pay, you can 
expect to be put upon by everyone above the rank of office cat. Any shite 
tasks that no one else wants to do, you da man.

On 7 Feb, 14:01, tdh27o  wrote:
> On Feb 7, 11:50 am, "Niteawk"  wrote:
>
> > Then again he
> > might not accept the job, if he has got any sense at all :)- Hide quoted text -
>
> I have no choice - I need the money.
>
> I will be better off in work than not.  But the pay rate is bad I
> know.
>
> The only reason I won't keep this job is if it's hard work for my
> 5.52ph
>
> It could happen, I've been in low paid jobs before that are hard
> graft..  I hope not in this case.

It is easier to get other jobs if you have a work record from working.
So accept it, but keep an eye out for better opportunities/more hours.

Martin  <><

tdh27o wrote:
>> Do you not have a P60? Or have you had earnings from self-employment?
> 
> I should have one somewhere - I normally keep them.  I will have a
> look.

You may have more than one P60 for a tax year if you had more than one 
employer or a period in work or on benefits. Though I'm not 100% certain 
about that.

-- 
Robbie

tdh27o wrote:
> On Feb 7, 11:50 am, "Niteawk"  wrote:
>> Then again he
>> might not accept the job, if he has got any sense at all :)- Hide quoted text -
> 
> 
> I have no choice - I need the money.
> 
> I will be better off in work than not.  But the pay rate is bad I
> know.
> 
> The only reason I won't keep this job is if it's hard work for my
> 5.52ph
> 
> It could happen, I've been in low paid jobs before that are hard
> graft..  I hope not in this case.

Try to think of it as a stepping stone. It's a lot harder to get better 
paid jobs while you don't have a recent work history than if you've at 
least applied yourself to do something and have stuck at it.

-- 
Robbie

On 7 Feb, 15:11, Robbie  wrote:
> tdh27o wrote:
> >> Do you not have a P60? Or have you had earnings from self-employment?
>
> > I should have one somewhere - I normally keep them.  I will have a
> > look.
>
> You may have more than one P60 for a tax year if you had more than one
> employer or a period in work or on benefits. Though I'm not 100% certain
> about that.
>
> --
> Robbie

Judging by the number of P60s my wife managed to get last year, each
employer issues one showing 'earnings this employment' at least.

Martin  <><

"mogga"  wrote in message
news:tf4mq35k73bkmt3gibm309a4lqc233lufe@4ax.com...
> On Thu, 7 Feb 2008 01:07:22 -0800 (PST), tdh27o 
> wrote:
>
> >On Feb 7, 12:11 am, anthonyberet <nos...@me.invalid> wrote:
> >>
> >> See if you will be entiled to tax
credits:http://www.taxcredits.inlandrevenue.gov.uk/Qualify/DIQHousehol
d.aspx
> >
> >I tried that - kinda confusing I think.
> >
> >It wants to know your earnings 2006 to 2007 - I have no idea.
>
> Ignore that as they don't actually mean that. They mean what you'll
be
> earning this year. But they ask for last years because thats what
they
> base your initial thing on and then they can ask for money back if
> you're earning more than you did last year.
> But if you're earning less than 25k more than you did last year you
> can not tell them. I think. Perhaps. Maybe.

Pretty much. But you have to declare last year's earnings on your
claim.

Then as soon as you start getting the WTC you need to phone them up
and report a change in circumstances, even though your circumstances
haven't changed since you claimed. Because your circumstances have
changed since 2006/7.

Because nobody understand this, and it's not made clear anywhere, the
moron behind the tax credits system decided to introduce a £25k
disregard in income increases between one year and the next to avoid
the overpayments farce seen in previous years. So unless you're
earning more than 25k more than last year, just claim on last year's
earnings and you'll be OK. If you earn less that you earned last year,
tell them as above and you'll get a bit more.

--
Andy

On 7 Feb, 18:24, "Andy Pandy" <spam8ti...@wonderful.spam.invalid>
wrote:
> "mogga"  wrote in message
>
> news:tf4mq35k73bkmt3gibm309a4lqc233lufe@4ax.com...> On Thu, 7 Feb 2008 01:07:22 -0800 (PST), tdh27o 
> > wrote:
>
> > >On Feb 7, 12:11 am, anthonyberet <nos...@me.invalid> wrote:
>
> > >> See if you will be entiled to tax
>
> credits:http://www.taxcredits.inlandrevenue.gov.uk/Qualify/DIQHousehol
> d.aspx
>
>
>
> > >I tried that - kinda confusing I think.
>
> > >It wants to know your earnings 2006 to 2007 - I have no idea.
>
> > Ignore that as they don't actually mean that. They mean what you'll
> be
> > earning this year. But they ask for last years because thats what
> they
> > base your initial thing on and then they can ask for money back if
> > you're earning more than you did last year.
> > But if you're earning less than 25k more than you did last year you
> > can not tell them. I think. Perhaps. Maybe.
>
> Pretty much. But you have to declare last year's earnings on your
> claim.
>
> Then as soon as you start getting the WTC you need to phone them up
> and report a change in circumstances, even though your circumstances
> haven't changed since you claimed. Because your circumstances have
> changed since 2006/7.
>
> Because nobody understand this, and it's not made clear anywhere, the
> moron behind the tax credits system decided to introduce a £25k
> disregard in income increases between one year and the next to avoid
> the overpayments farce seen in previous years. So unless you're
> earning more than 25k more than last year, just claim on last year's
> earnings and you'll be OK. If you earn less that you earned last year,
> tell them as above and you'll get a bit more.
>
> --
> Andy

And they still manage to pay overpayments, recover overpayments and
generally mess things up.  :)
Still, at least these days they can do interim awards until income
details are finalised, for those of us that don't find out income
until accounts are completed.

Martin  <><