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date: Sat, 13 Oct 2007 23:33:02 GMT,    group: uk.gov.agency.csa        back       
Worried - need advice.   
I will keep this as simple as I can, not looking for a moral debate, just 
the facts.

- I personally earn will in excess of £150,000 per annum.
- My company makes profits of over £700,000 per year
- I take only £5K per year (roughly) in salary, and the rest is paid as 
dividends
- When I split with ex g/f, 10 years ago, I was assesed on a wage of £600 
per month approx.
- I am still on CSA1
- I currently pay the CSA less than £100 per month, which includes repayment 
of some arrears.

Now, am I right in thinking the following is true?:

- I am not legally obliged to contact the CSA with any new information, for 
example, starting a new company and my income increasing.
- Dividends can now be taken into account

What I need to know.

- If I am re-assesed, I am guessing I will be taken to the cleaners.  How 
much should I expect to pay?  Is there a maximum amount?  (Remember I am on 
CSA1)
- Can I pay yearly in advance?
- Will my EX get EVERYTHING I pay the CSA?

Making me sick to the stomach, I spend an absolute fortune looking after my 
child, the thought of working so hard to the direct benefit of his bitter 
and twisted mum and her lazy waster of a partner chills me to the bone.

Any help and advice appreciated,

John.
date: Sat, 13 Oct 2007 23:33:02 GMT   author:   John

Re: Worried - need advice.   
I should add

- I have a mortgage outstanding of close to £300,000
- I am only a 50% shareholder of my company (two directors)
- My monthly bills are around the £4K mark
- I have overnight visits every weekend with my child (1 night)
- I have up to 1 month holidays per year with my child

John.
date: Sat, 13 Oct 2007 23:35:38 GMT   author:   John

Re: Worried - need advice.   
You have no obligation to provide info unless they ask for it.

Yeh if they catch on your pulling 150k they'll want their theiving cut which 
I believe maxes out at about £1470.00/month on CSA1 but I'm rusty on figs.

No guarantees you ex will get anything the systems fucked and the government 
grab what they can, example they take max from you say 1400 if she's 
claiming benefits she might get say from them 600, government keeps the rest 
like it's a tax on breaking up, kids get fuck all, sickens us all to the 
stomach. They steal tax credits and they discriminate between families and 
children - It's a crime.

Best advice - Make a deal with your ex, what age is your kid?, talk to your 
kid about a deal - get rid of CSA from your life. Your paying 100/month tell 
her if she pulls out of csa (provided she can, i.e. no benefits) you'll 
double it but the other hundred goes directly to your kid, i.e. 25 /week 
pocket money, oh and she gives you a receipt saying it's all for child 
support (stops back claims if it goes pear shaped) and your done with CSA or 
something like it. It's in  your interest vs a possible1400/month.

Oh and congrats on building a mega income without the bastards getting at it 
or you!



"John"  wrote in message 
news:OAcQi.30926$c_1.16356@text.news.blueyonder.co.uk...
>I will keep this as simple as I can, not looking for a moral debate, just 
>the facts.
>
> - I personally earn will in excess of £150,000 per annum.
> - My company makes profits of over £700,000 per year
> - I take only £5K per year (roughly) in salary, and the rest is paid as 
> dividends
> - When I split with ex g/f, 10 years ago, I was assesed on a wage of £600 
> per month approx.
> - I am still on CSA1
> - I currently pay the CSA less than £100 per month, which includes 
> repayment of some arrears.
>
> Now, am I right in thinking the following is true?:
>
> - I am not legally obliged to contact the CSA with any new information, 
> for example, starting a new company and my income increasing.
> - Dividends can now be taken into account
>
> What I need to know.
>
> - If I am re-assesed, I am guessing I will be taken to the cleaners.  How 
> much should I expect to pay?  Is there a maximum amount?  (Remember I am 
> on CSA1)
> - Can I pay yearly in advance?
> - Will my EX get EVERYTHING I pay the CSA?
>
> Making me sick to the stomach, I spend an absolute fortune looking after 
> my child, the thought of working so hard to the direct benefit of his 
> bitter and twisted mum and her lazy waster of a partner chills me to the 
> bone.
>
> Any help and advice appreciated,
>
> John.
>
date: Sun, 14 Oct 2007 02:29:17 +0100   author:   Fletcher

Re: Worried - need advice.   
Oh if your running a ltd and thay come at you you have no option but to 
comply or serve papers on the company to deduct from your income. Being a 
sole trader gives you more control if your going to war.


"John"  wrote in message 
news:eDcQi.30927$c_1.4546@text.news.blueyonder.co.uk...
>I should add
>
> - I have a mortgage outstanding of close to £300,000
> - I am only a 50% shareholder of my company (two directors)
> - My monthly bills are around the £4K mark
> - I have overnight visits every weekend with my child (1 night)
> - I have up to 1 month holidays per year with my child
>
> John.
>
date: Sun, 14 Oct 2007 02:32:07 +0100   author:   Fletcher

Re: Worried - need advice.   
> Yeh if they catch on your pulling 150k they'll want their theiving cut 
> which I believe maxes out at about £1470.00/month on CSA1 but I'm rusty on 
> figs.


Whats the max on CSA2?  I used their calc, which allowed for a maximum 
income of £2,000 per week.  Seemed to be roughly £800 to £1000 per month or 
so I would need to pay.  Surely they can't discriminate against an 
individual just because of the I.T system (or lack of) in place?

That's like me having to pay three times as much to go to a football match, 
just because I used to go prior to 2003.

I would definately go to court to argue that at the very least, I should be 
treated the same as all "new csa dads".

G.
date: Sun, 14 Oct 2007 08:14:08 GMT   author:   John

Re: Worried - need advice.   
> Oh if your running a ltd and thay come at you you have no option but to 
> comply or serve papers on the company to deduct from your income. Being a 
> sole trader gives you more control if your going to war.



Surely this can get messy.  Fine, they can deduct whatever from my salary, 
but my salary is only £4,600 per year.  The rest is all dividends, and 
dividends have no fixed date, no fixed amount, and are paid infrequently. 
Also, I read that an LTD is a completely seperate legal identity, so legally 
they can't force any information from me (in respect of my company)?
date: Sun, 14 Oct 2007 08:17:32 GMT   author:   John

Re: Worried - need advice.   
"John"  wrote in message 
news:wgkQi.30976$c_1.14958@text.news.blueyonder.co.uk...
>> Oh if your running a ltd and thay come at you you have no option but to 
>> comply or serve papers on the company to deduct from your income. Being a 
>> sole trader gives you more control if your going to war.
>
>
>
> Surely this can get messy.  Fine, they can deduct whatever from my salary, 
> but my salary is only £4,600 per year.  The rest is all dividends, and 
> dividends have no fixed date, no fixed amount, and are paid infrequently. 
> Also, I read that an LTD is a completely seperate legal identity, so 
> legally they can't force any information from me (in respect of my 
> company)?
>
>
>If its income they have a claim on it! failing to declare it will land you 
>in court if they get wind of it. If your a director of the said Ltd 
>you/they must coply with csa demands not only that but they can also demand 
>yopr accountats turn over your books to them too and thats legal! If the 
>accountant refuses he's in court too. Thats why sole trader is the better 
>option.
date: Sun, 14 Oct 2007 12:13:51 +0100   author:   Fletcher

Re: Worried - need advice.   
"John"  wrote in message 
news:kdkQi.30974$c_1.23623@text.news.blueyonder.co.uk...
>> Yeh if they catch on your pulling 150k they'll want their theiving cut 
>> which I believe maxes out at about £1470.00/month on CSA1 but I'm rusty 
>> on figs.
>
>
> Whats the max on CSA2?  I used their calc, which allowed for a maximum 
> income of £2,000 per week.  Seemed to be roughly £800 to £1000 per month 
> or so I would need to pay.  Surely they can't discriminate against an 
> individual just because of the I.T system (or lack of) in place?
>
> That's like me having to pay three times as much to go to a football 
> match, just because I used to go prior to 2003.
>
> I would definately go to court to argue that at the very least, I should 
> be treated the same as all "new csa dads".
>
> G.
Correct, huge discriminatiuons, CSA is riddled with them, you could have a 
dozen men in identical circumstances all paying wildly different amounts by 
hundreds of pounds a month from zero to 1400. A they are about introduce 
CSA3 to further discriminate. Remember the CSA is the provisional wing of 
the treasury, there only interest is in getting money in. In many cases the 
government profits at the expense of the very children it solisits money on 
behalf of - utterly disgusting. For some eye openers see 
http://www.onwww.co.uk

Oh arguing in court, they have that all stiched up to the judge is 
specificaly prohibited from questioning CSA assesments and figures and if 
you ask him to he simply trels you that thats outwith his jurasdiction and 
refers you back to CSA, effectivly your accuser so there is no justice in uk 
courts dealing with CSA cases, you have nowhere to turn.
date: Sun, 14 Oct 2007 12:24:04 +0100   author:   Fletcher

Re: Worried - need advice.   
John I can't give you specific advice but one thing I would say is
that you can get very good "professional" advice from Nacsa. Their
chair often posts on here, but I think you can contact them on www.nacsa.co.uk
0870 240 3343
They used to accept voluntary contributuons but they may have changed
it to a yearly subscription. I'm sure you will think it very
worthwhile. They know what they are talking about as many people on
here will verify.
date: Mon, 15 Oct 2007 06:16:13 -0700   author:   unknown

Re: Worried - need advice.   
OK, don't know how the old rules bit works but I do know that income on CS2 
is capped at £2k per week.  Again, no idea of your outgoings, etc.

Shared care details can be found here, I'm guessing it's the same on old 
rules as CS2: http://www.csa.gov.uk/en/case/new-living-arrangements.asp

From what you've written, you should fall into shared care band 1 as the one 
night per week that the child stays with you plus the month (minus the 1 
night per week) will not be more than 103 nights across the year.


"John"  wrote in message 
news:eDcQi.30927$c_1.4546@text.news.blueyonder.co.uk...
>I should add
>
> - I have a mortgage outstanding of close to £300,000
> - I am only a 50% shareholder of my company (two directors)
> - My monthly bills are around the £4K mark
> - I have overnight visits every weekend with my child (1 night)
> - I have up to 1 month holidays per year with my child
>
> John.
>
date: Tue, 16 Oct 2007 20:26:02 GMT   author:   Toffee

Re: Worried - need advice.   
Your ex will receive everything you pay, but if she's on benefits then that 
will be cut to reflect what you pay and therefore she will only be £10 a 
week better off.  Actually based on what you've stated you earn, your 
maintenance will take her off income support (assuming she's on it) which 
could have an impact on her ability to get other benefits.  Not quite sure 
how that works and I'm well aware that there is a moral arguement about 
whether the Treasury takes your maintenance or her benefits, the end result 
is the same however.

As far as I'm aware there is nothing set up to allow you to pay in advance.


"John"  wrote in message 
news:OAcQi.30926$c_1.16356@text.news.blueyonder.co.uk...
>I will keep this as simple as I can, not looking for a moral debate, just 
>the facts.
>
> - I personally earn will in excess of £150,000 per annum.
> - My company makes profits of over £700,000 per year
> - I take only £5K per year (roughly) in salary, and the rest is paid as 
> dividends
> - When I split with ex g/f, 10 years ago, I was assesed on a wage of £600 
> per month approx.
> - I am still on CSA1
> - I currently pay the CSA less than £100 per month, which includes 
> repayment of some arrears.
>
> Now, am I right in thinking the following is true?:
>
> - I am not legally obliged to contact the CSA with any new information, 
> for example, starting a new company and my income increasing.
> - Dividends can now be taken into account
>
> What I need to know.
>
> - If I am re-assesed, I am guessing I will be taken to the cleaners.  How 
> much should I expect to pay?  Is there a maximum amount?  (Remember I am 
> on CSA1)
> - Can I pay yearly in advance?
> - Will my EX get EVERYTHING I pay the CSA?
>
> Making me sick to the stomach, I spend an absolute fortune looking after 
> my child, the thought of working so hard to the direct benefit of his 
> bitter and twisted mum and her lazy waster of a partner chills me to the 
> bone.
>
> Any help and advice appreciated,
>
> John.
>
date: Tue, 16 Oct 2007 20:33:45 GMT   author:   Toffee

Re: Worried - need advice.   
> As far as I'm aware there is nothing set up to allow you to pay in 
> advance.


I will stick it in a savings account with a monthly standing order I 
suppose.
date: Sat, 20 Oct 2007 11:57:27 GMT   author:   John

Re: Worried - need advice.   
Can someone clarify two points for me.

Point 1:
Under the CSA1 guidelines, can I have my payments backdated due to my not 
contacting them to inform them of significant changes to my earnings / other 
personal info.

Point 2:
Am I legally obliged to tell them under CSA1 when things change?

The guy on the phone said if I have been found to deliberately not tell them 
of info which is useful, in certain circumstances, criminal proceedings can 
start.

Any ideas?  These f*ckers really know how to ruin a guys day.

G.
date: Sat, 20 Oct 2007 12:01:26 GMT   author:   John

Re: Worried - need advice.   
> The guy on the phone said if I have been found to deliberately not tell 
> them
> of info which is useful, in certain circumstances, criminal proceedings 
> can start.


And said in certain circumstances, they can backdate it to when my income 
changed.

G.
date: Sat, 20 Oct 2007 12:02:13 GMT   author:   John

Re: Worried - need advice.   
No, you are under no obligation what so ever to inform them of any change of 
circumstances or to tell them anything at all unless thay ask however if 
they ask you have to compy. They can't back date it if they didn't seek a 
reasesment in which case you would have to have been informed however if 
they did and you ignored it then yes they can go back to the date of that 
assesment.

Oh don't phone these bastards either, put everything in writing so you have 
proof of everything, on the phone they lie, fob you off, make faulse 
promises, misslead, solicit info they are not intitled to have, abuse you 
and laugh at you. Like this asswipe you talked to basical just loved to 
infer you were a potential liar and how they can lord it over you.

Only ever give them the absolute minimum they ask for and always in writing, 
keep copies to as they loos just about everything ever sent to them.



"John"  wrote in message 
news:q6mSi.34193$c_1.28875@text.news.blueyonder.co.uk...
> Can someone clarify two points for me.
>
> Point 1:
> Under the CSA1 guidelines, can I have my payments backdated due to my not 
> contacting them to inform them of significant changes to my earnings / 
> other personal info.
>
> Point 2:
> Am I legally obliged to tell them under CSA1 when things change?
>
> The guy on the phone said if I have been found to deliberately not tell 
> them of info which is useful, in certain circumstances, criminal 
> proceedings can start.
>
> Any ideas?  These f*ckers really know how to ruin a guys day.
>
> G.
>
date: Sat, 20 Oct 2007 16:46:04 +0100   author:   Fletcher

Re: Worried - need advice.   
Yeh, if they tried to asses you and you ignored it, they love tring to 
frighten people these filthy little scumbags, most of them don't understand 
or comly with their own rules either.



"John"  wrote in message 
news:97mSi.34194$c_1.27288@text.news.blueyonder.co.uk...
>
>> The guy on the phone said if I have been found to deliberately not tell 
>> them
>> of info which is useful, in certain circumstances, criminal proceedings 
>> can start.
>
>
> And said in certain circumstances, they can backdate it to when my income 
> changed.
>
> G.
>
date: Sat, 20 Oct 2007 16:47:50 +0100   author:   Fletcher

Re: Worried - need advice.   
>
> Best advice - Make a deal with your ex, what age is your kid?, talk to your
> kid about a deal - get rid of CSA from your life. Your paying 100/month tell
> her if she pulls out of csa (provided she can, i.e. no benefits) you'll
> double it but the other hundred goes directly to your kid, i.e. 25 /week
> pocket money, oh and she gives you a receipt saying it's all for child
> support (stops back claims if it goes pear shaped) and your done with CSA or
> something like it. It's in  your interest vs a possible1400/month.

Gents - can I just add this:
If you make a private deal with your ex to thus remove the scum from
your lives, remember she can demand the involvement of the CSA slime
again at any time.  The scum give the mother this right - they
confirmed this in writing to me recently.  I was considering doing the
same.  BUT if the lying, useless whore then calls the Belfast scum and
demands they get involved again, they will do so, and next time I will
be on CSA2 - therefore they will take a straight 15% for one child and
ignore my travel/rent costs etc.  All in all a useful tool for the
whore to use on a whim, and of course something that she can calculate
to maximise her payout.
As ever, it's nothiing to do with child support but all about making
the figures look good and rewarding the fraudulent and work-shy.

regards
date: Tue, 13 Nov 2007 00:52:25 -0800   author:   AngliaZ

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