I got a letter from HM Revenue & Customs saying:

"Our records for the 2004-2005 tax year show that you have not paid or
been credited with enough National

Insurance contributions to make this year count towards your basic
State Pension.

You may be able to pay voluntary National Insurance contributions to
make up the shortfall and protect

your entitlement to basic State Pension.

Number of Weeks needed: 8
Total Amount required: £57.20"

Why are they saying this? I worked part-time in a job from 03/2003 to
09/2004. I graduated full-time

education in 06/2003 and started a a part-time college course in
09/2003 - 09/2004. I earned less than £90

a week.

Shouldn't HMRC have deducted NI from me? I remember seeing it being
deducted from my payslips, as well as

PAYE tax. Why are they bothering me now about a shortfall? I didn't
however tell them when I stopped my

job in 09/2004, did that confuse HMRC? From 09/2004 onwards I went
back into full-time eduction without

working.

I phoned up HMRC and queried about this. But the guy told me to ignore
the letter. I don't want to ignore

it. Please can someone enlighten me to whether this is wrong for NI
when I only worked 1/4 of 2004/05 tax

year before going back into full-time education?

On 1 Oct, 17:26, Andrew Wan  wrote:

> Please can someone enlighten me to whether this is wrong for NI
> when I only worked 1/4 of 2004/05 tax
>
> year before going back into full-time education?

You haven't paid enough NI in 04/05 to be eligible for a basic state
pension qualifying year. They are simply warning you. If you don't
think you'll be able to get enough qualifying years (30?) to be able
to get a 100% state pension then pay them the money - I believe you
can do so with 6 tax years - see the letter.

How old are you ?

See - http://www.google.co.uk/search?hl=en&q=basic+state+pension+qualifying+years&meta=

Daytona

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