HI All
I've been showing / selling my stained glass, fused glass jewellery
and greetings cards at quite a few craft fairs and Mind, Body, Spirit
fairs over the last 6 months.

Now, for the first time, a fair organiser has asked for my Public
Liability Cover details - to the tune of £2 million...

They say that they can't 'insist' that I have this insurance - but
would (if I don't have it) they'd require me to sign a disclaimer
accepting personal responsibility for any possible claims....

....so.....

I've so far had two quotes - one for £173.50 (!!) and the other for
£65.

 At the moment I'm doing a fair every month or so - and stand space,
transport & etc is expensive enough - without factoring in this
additional expense.

What's the general feeling on this ? Is it a common requirement, or do
many organisers simply want a disclaimer - and is this a safe or
advisable thing to do.....

I'm also insured separately as a Healer - and I can understand the
rationale behind this - but I can't quite see what possible
consequences of exhibiting my crafts could justify the £2M
damages..... or is it just a case of 'everybody covering their own
backsides ....

Looking forward to your opinions - thanks in advance
Adrian
www.inspired-glass.co.uk 
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You need Public Liability Insurance up to 5 million at most shows.  the 
Market Traders Association is the best one I am told at about £75.  This 
stock covers your stock etc.
Betty