On Wed, 2 Jul 2008 20:48:45 +0100, "lofty"  wrote:
>Caravans shouldn't be on the road if they have no insurance, or is it to old 
>to tow.
>lofty

When on the road, the caravan is covered by the cars third party insurance
(provided you bothered to inform your insurer that you would be towing).

However, if your caravan does hit something, then the owner will have to
pay for the damage to the caravan.

Richard 
(who had a collision in France. Damage to the other car was paid by the car
insurance, damage to the caravan was paid by the caravan insurance).
See http://www.caravanningnow.co.uk where my caravan's for sale.
-- 
...well, that's all the extracts we have time for. Samantha is
collecting the tapes, and putting them away safely with all the other
items to go into the I'm Sorry I Haven't A Clue time capsule. This
will be buried deep under Broadcasting House where it might be
rediscovered by someone in the future, who will doubtless be delighted
by the naivety of the simple humour from a distant, bygone age...when
it's dug up in two or three months time... - Humphrey Lyttelton
closing comment in I'm sorry I haven't a clue.