If you have a CCJ against an individual, and that individual 
subsequently files for bankruptcy, does that mean that any chance of 
getting any payments from the CCJ (ie via attachment of earnings etc) at 
any time in the future is gone?

On Nov 10, 7:15 am, Lobster  wrote:
> If you have a CCJ against an individual, and that individual
> subsequently files for bankruptcy, does that mean that any chance of
> getting any payments from the CCJ (ie via attachment of earnings etc) at
> any time in the future is gone?

Yes. you can only get a pro rata share of what the receiver can cash
up or obtain during the bankrupcy.  Once the three years or whatever
is up the debtor has a 'clean slate'.  There are probably some
exemptions for Crown debt such as welfare benefit overpayments.

"Lobster"  wrote in message 
news:vXYJm.94451$F%2.63919@newsfe19.ams2...
> If you have a CCJ against an individual, and that individual subsequently 
> files for bankruptcy, does that mean that any chance of getting any 
> payments from the CCJ (ie via attachment of earnings etc) at any time in 
> the future is gone?

Yes.

Peter Crosland

peterwn wrote:
> On Nov 10, 7:15 am, Lobster  wrote:
>> If you have a CCJ against an individual, and that individual
>> subsequently files for bankruptcy, does that mean that any chance of
>> getting any payments from the CCJ (ie via attachment of earnings etc) at
>> any time in the future is gone?
> 
> Yes. you can only get a pro rata share of what the receiver can cash
> up or obtain during the bankrupcy.  Once the three years or whatever
> is up the debtor has a 'clean slate'.  There are probably some
> exemptions for Crown debt such as welfare benefit overpayments.

Exceptions are at page 9 of this link. Don't appear to apply to your case.

Give details of what you are due to the receiver and you may get some 
pence in the pound or not.

Invisible Man wrote:
> peterwn wrote:
>> On Nov 10, 7:15 am, Lobster  wrote:
>>> If you have a CCJ against an individual, and that individual
>>> subsequently files for bankruptcy, does that mean that any chance of
>>> getting any payments from the CCJ (ie via attachment of earnings etc) at
>>> any time in the future is gone?
>>
>> Yes. you can only get a pro rata share of what the receiver can cash
>> up or obtain during the bankrupcy.  Once the three years or whatever
>> is up the debtor has a 'clean slate'.  There are probably some
>> exemptions for Crown debt such as welfare benefit overpayments.
> 
> Exceptions are at page 9 of this link. Don't appear to apply to your case.
> 
> Give details of what you are due to the receiver and you may get some 
> pence in the pound or not.

Now with the link added.

http://www.insolvency.gov.uk/pdfs/guidanceleafletspdf/guidetobankruptcy.pdf

On Nov 10, 8:50 am, Invisible Man <invisi...@invalid.invalid> wrote:
> Invisible Man wrote:
> > peterwn wrote:
> >> On Nov 10, 7:15 am, Lobster  wrote:
> >>> If you have a CCJ against an individual, and that individual
> >>> subsequently files for bankruptcy, does that mean that any chance of
> >>> getting any payments from the CCJ (ie via attachment of earnings etc) at
> >>> any time in the future is gone?
>
> >> Yes. you can only get a pro rata share of what the receiver can cash
> >> up or obtain during the bankrupcy.  Once the three years or whatever
> >> is up the debtor has a 'clean slate'.  There are probably some
> >> exemptions for Crown debt such as welfare benefit overpayments.
>
> > Exceptions are at page 9 of this link. Don't appear to apply to your case.
>
> > Give details of what you are due to the receiver and you may get some
> > pence in the pound or not.
>
> Now with the link added.
>
> http://www.insolvency.gov.uk/pdfs/guidanceleafletspdf/guidetobankrupt...


I am greatly surprised. I thought that the Whitehall manderins would
have had this one tied up nicely.

IMO if there is a benefit overpayment because of fraud, and small
deductions are made from subsequent benefit payments to cover this, I
cannot see why such deductions cannot continue during and after
bankrupcy. Fairs fair for the long suffering taxpayer who has been
ripped off.

Ceriainly if I was in sir Humphry's shoes, I would be advocating such
legislation.