Debt Collection – Your Frequently Asked Questions Answered

Here are your most Frequently Asked Questions about debt collection
and the answers to them. The responses are based on the rights
included in the Fair Debt Collection Practices Act (FDCPA).

Is my debt collector allowed to call at any time? No. Debt collectors
are only allowed to call between 8am to 9pm. Calling before 8am or
after 9pm is prohibited unless with your consent.

Is it okay to leave messages on my answering machine? A collector can
leave his name and contact number on your answering machine. However,
he should not discuss any information about your debt unless you’re
available to take the call. If you don’t want your debt collector to
leave messages when you’re not home, you can tell them to stop.


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Answered



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