The Keys to a Happy Retirement


Retirement is something that most people look forward to. The chance
to take a break, to have all the time for yourself, to enjoy life
after many years of hard work is indeed a very inviting prospect.
However, financial instability makes the future of retirement a little
bleak.

The Bleak Reality of Retirement

For many retirees, having an investment and savings can make a big
difference when retirement arrives. In fact, recent surveys show that
retirees today are only counting on their personal savings for
support. Although the government gives Social Security, not all
companies or employers provide traditional pensions for their
employees. According to the Boston College Center for Retirement
Research, in 2003 there were only 19% of workers who have traditional
pensions to support them. This percentage continues to decline as more
and more employers cut back pension plans for their employees.

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