Am looking to buy a used Ford Focus for about £3,000 to £4,000 to 
use as a runabout. Most important is cost and reliability.

I've seen a few nice custom Focuses in owner's forums and the price 
isn't about the same as a standard car. (I don't actually want 
custom mods but may as well have them.) 

For example: http://preview.tinyurl.com/yfn2zub

The problem is the extra cost of insurance.

Is there a list which shows what's the very rough cost of extra 
insurance on a Focus for improved brakes, bigger/wider wheels, 
different carb, uprated suspension, or whatever.

Is it an extra 5% or an extra 20%?.  (Just to let me know if I'm in 
the right market.)

Eddie wrote:
> Am looking to buy a used Ford Focus for about £3,000 to £4,000 to 
> use as a runabout. Most important is cost and reliability.
> 
> I've seen a few nice custom Focuses in owner's forums and the price 
> isn't about the same as a standard car. (I don't actually want 
> custom mods but may as well have them.) 
> 
> For example: http://preview.tinyurl.com/yfn2zub
> 
> The problem is the extra cost of insurance.

Hehehe, that's the least of that car's problems.

> Is there a list which shows what's the very rough cost of extra 
> insurance on a Focus for improved brakes, bigger/wider wheels, 
> different carb, uprated suspension, or whatever.

No.

> Is it an extra 5% or an extra 20%?.  (Just to let me know if I'm in 
> the right market.)

Heheheh.  The answer is "it depends".

It depends on the insurance company, where you live, how old you are and 
how long you've had your licence, etc etc etc.

If you'd be willing to drive a car like that I'd guess you are under 30 
(this could be my prejudice coming into play), in which case you'd 
probably be paying in the extra hundreds to insure the modifications.

Buying a car with no MOT that someone else has butchered is not the way 
to low cost reliable transport or cheap insurance in my opinion or 
experience.

If if floats your boat, go for it.

-- 
Douglas

"Eddie"  wrote in message 
news:Xns9CB09D60F3DC091F3A2@feeder.eternal-september.org...
> Am looking to buy a used Ford Focus for about £3,000 to £4,000 to
> use as a runabout. Most important is cost and reliability.
>
> I've seen a few nice custom Focuses in owner's forums and the price
> isn't about the same as a standard car. (I don't actually want
> custom mods but may as well have them.)
>
> For example: http://preview.tinyurl.com/yfn2zub
>
> The problem is the extra cost of insurance.
>
> Is there a list which shows what's the very rough cost of extra
> insurance on a Focus for improved brakes, bigger/wider wheels,
> different carb, uprated suspension, or whatever.
>
> Is it an extra 5% or an extra 20%?.  (Just to let me know if I'm in
> the right market.)

You want to buy that!

"Conor"  wrote in message 
news:MPG.254fec012cb46a2898989e@news.eternal-september.org...
> In article , Eddie
> says...
>
>> Is it an extra 5% or an extra 20%?.  (Just to let me know if I'm in
>> the right market.)
>
> It depends. I managed to insure a 2.8 V6 Capri with stage 3 engine,
> performance exhausts and manifolds, uprated and lowered suspension,
> modified brakes, modified fuel injection, strut braces, stripped out
> interior for £30 more than it cost me to insure a standard 2L Capri.
>
> But then again, I'm the thick end of 40, have nearly two decades of no
> claims and clean licence and don't live in a car crime area.
>
> -- 
> Conor
> www.notebooks-r-us.co.uk
>
> I'm not prejudiced. I hate everybody equally.

And the car had only had about 100bhp.

slider wrote:
> "Conor"  wrote in message 
> news:MPG.254fec012cb46a2898989e@news.eternal-september.org...
>> In article , Eddie
>> says...
>>
>>> Is it an extra 5% or an extra 20%?.  (Just to let me know if I'm in
>>> the right market.)
>> It depends. I managed to insure a 2.8 V6 Capri with stage 3 engine,
>> performance exhausts and manifolds, uprated and lowered suspension,
>> modified brakes, modified fuel injection, strut braces, stripped out
>> interior for £30 more than it cost me to insure a standard 2L Capri.

> And the car had only had about 100bhp. 

I somehow doubt that even Conor could manage to lose 60 bhp by fitting 
performance parts.


-- 
Pete M - OMF#9

'62 Rover P4 100
'61 Rover P5 3 litre
'78 Escort 1300 Sport
'99 Audi A6 V6 Quattro Avant


"It's an Alfa, it will go wrong, it will piss you off, why should your 
Alfa experience be different from everyone else's.
Now get back out there and swear at it before something else breaks."

In article <hcbn0i$g9c$1@aioe.org>, slider says...

> And the car had only had about 100bhp. 

The 2L Laser, yeah nearly. 

-- 
Conor
www.notebooks-r-us.co.uk

I'm not prejudiced. I hate everybody equally.

In article <hcc7u1$1t5$1@news.eternal-september.org>, Pete M says...

> I somehow doubt that even Conor could manage to lose 60 bhp by fitting 
> performance parts.

It probably had 100BHP from tickover up to 3k when the cam kicked in.


-- 
Conor
www.notebooks-r-us.co.uk

I'm not prejudiced. I hate everybody equally.