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date: Tue, 30 Sep 2008 11:57:12 +0100,    group: uk.rec.cars.maintenance        back       
Re: Insurance claim questions (update).   
Hi all,

So, the Mrs had a little prang in the tidy [1] 92 1.4i GLS 100k Astra
(is it a Belmont when it has a boot?) recently and the Insurance Co
rang today and said it was a write off (no real surprise there).

They have offered us £375, - the £100 excess and we can keep the car
for nowt extra (really just needs a wing and a headlamp bracket
repairing. Already replaced the indicator lamp for £7 new). ;-)

They also said we had to send them all the docs (V5, MOT, Insurance
etc) and that they wouldn't offer us any further cover. They added
that some Insurance Co's wouldn't be willing to insure something that
had been even a financial write off?

Apparently we  have to get it re MOT'd (only done a month ago :( ) and
get some other identity check done for £38?

I've been looking about and such vehicles are a bit thin on the ground
but similar stuff might go for more like £500 (seen a couple up round
£800 with similar mileage).

So, is this where we start bartering ... I say £575 they say £475 etc?

Any general advise on this (in addition to my first post on this)
appreciated please.


[1] Was my Dad's from nearly new, then the Niece, then Mrs.
date: Tue, 30 Sep 2008 11:57:12 +0100   author:   T i m

Re: Insurance claim questions (update).   
"T i m"  wrote in message 
news:9f04e4l8uovbnma5hh10h32kklqlett3ad@4ax.com...
> Hi all,
>
> So, the Mrs had a little prang in the tidy [1] 92 1.4i GLS 100k 
> Astra
> (is it a Belmont when it has a boot?) recently and the 
> Insurance Co
> rang today and said it was a write off (no real surprise 
> there).
>
> They have offered us £375, - the £100 excess and we can keep 
> the car
> for nowt extra (really just needs a wing and a headlamp bracket
> repairing. Already replaced the indicator lamp for £7 new). ;-)
>
> They also said we had to send them all the docs (V5, MOT, 
> Insurance
> etc) and that they wouldn't offer us any further cover. They 
> added
> that some Insurance Co's wouldn't be willing to insure 
> something that
> had been even a financial write off?
>
> Apparently we  have to get it re MOT'd (only done a month ago 
> :( ) and
> get some other identity check done for £38?
>
> I've been looking about and such vehicles are a bit thin on the 
> ground
> but similar stuff might go for more like £500 (seen a couple up 
> round
> £800 with similar mileage).
>
> So, is this where we start bartering ... I say £575 they say 
> £475 etc?
>
> Any general advise on this (in addition to my first post on 
> this)
> appreciated please.

Same as before. Along with your refusal to the Ins Co, send the 
the details and prices of any comparable Belmont examples. 
Obviously the higher the price the better.
Astra prices would probably be just as good if you can't find 
Belmont ones.
And yes, the Astra with a boot was called a Belmont.
Mike.
date: Tue, 30 Sep 2008 13:27:14 +0100   author:   Mike G

Re: Insurance claim questions (update).   
On Tue, 30 Sep 2008 13:27:14 +0100, Mike G wrote:

> And yes, the Astra with a boot was called a Belmont. Mike.

Confusingly the Belmont was a completely separate model in the UK, even 
though it was physically only a booted version of an Astra.

In the rest of Europe, there wasn't a separate model, it was just the 
saloon version of the Kadett (EU name for the Astra).
date: Sat, 04 Oct 2008 18:21:09 GMT   author:   PCPaul

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