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date: Mon, 11 Aug 2008 17:48:42 +0100,    group: uk.sport.golf        back       
Golf Liability   
Hi all

As a new player, and one who can make quite a few wayward shots, is it worth 
taking out a golf specific Insurance?

If so does anyone have any recommendations??

Thanks

-- 
Water is a Staff of Life.  Whiskey makes it drinkable.
date: Mon, 11 Aug 2008 17:48:42 +0100   author:   Peter Taylor

Re: Golf Liability   
"Peter Taylor"  wrote in message 
news:g7pqhu$pli$1$8300dec7@news.demon.co.uk...
> Hi all
>
> As a new player, and one who can make quite a few wayward shots, is it 
> worth taking out a golf specific Insurance?
>
> If so does anyone have any recommendations??
>
> Thanks
>
> -- 
> Water is a Staff of Life.  Whiskey makes it drinkable.

I believe the following to be correct.

If you own the property you live in or are related to the person in the 
property who owns it and the property is covered by a property insurance, 
check the policy.
Property insurance normally includes personal liability cover up to £x 
million covering not just the property owner but his/her family living there 
as well.
That personal liability normally extends to persons you might injure or 
property you may damage while playing golf but contact the insurers in 
writing and get a reply in writing to this effect.
Gratefully, golf is not considered a dangerous sport.

If you want cover for your golf equipment, this may already be covered under 
a house contents policy.
If not,  it may be cheaper to add it rather than take out a separate policy.

If you are a tenant in a property or you want "hole-in-one" cover as well, 
then you will have to go to a specialised golf policy.

Be aware that golf clubs are usually not covered if they are locked in your 
car but can be seen from outside the vehicle or if they are left unattended 
outside the clubhouse.

HTH
MAlcolm
date: Tue, 12 Aug 2008 10:12:22 +0100   author:   M L Wadsworth

Re: Golf Liability   
Thanks

I will check my home insurances etc.



-- 
Water is a Staff of Life.  Whiskey makes it drinkable.


"M L Wadsworth"  wrote in 
message news:hPydnYWDQsSNyTzVnZ2dnUVZ8uCdnZ2d@bt.com...
>
> "Peter Taylor"  wrote in message 
> news:g7pqhu$pli$1$8300dec7@news.demon.co.uk...
>> Hi all
>>
>> As a new player, and one who can make quite a few wayward shots, is it 
>> worth taking out a golf specific Insurance?
>>
>> If so does anyone have any recommendations??
>>
>> Thanks
>>
>> -- 
>> Water is a Staff of Life.  Whiskey makes it drinkable.
>
> I believe the following to be correct.
>
> If you own the property you live in or are related to the person in the 
> property who owns it and the property is covered by a property insurance, 
> check the policy.
> Property insurance normally includes personal liability cover up to £x 
> million covering not just the property owner but his/her family living 
> there as well.
> That personal liability normally extends to persons you might injure or 
> property you may damage while playing golf but contact the insurers in 
> writing and get a reply in writing to this effect.
> Gratefully, golf is not considered a dangerous sport.
>
> If you want cover for your golf equipment, this may already be covered 
> under a house contents policy.
> If not,  it may be cheaper to add it rather than take out a separate 
> policy.
>
> If you are a tenant in a property or you want "hole-in-one" cover as well, 
> then you will have to go to a specialised golf policy.
>
> Be aware that golf clubs are usually not covered if they are locked in 
> your car but can be seen from outside the vehicle or if they are left 
> unattended outside the clubhouse.
>
> HTH
> MAlcolm
>
date: Wed, 13 Aug 2008 15:43:35 +0100   author:   Peter Taylor

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