I'm a 54 year old semi retired guy from Lancashire England, with some 
savings for my retirement. I was tempted by the forex markets, but too 
scared to trade myself, so I was tempted when I was offered an 
opportunity to invest with a Professional trading company based in the 
City of London. (Beta2 Ltd) They were very slick and very persuasive, 
and appeared extremely professional...

I invested 50k in March 2009, and by September they had lost 5k of my 
money, and charged me 20K in commission to do it, leaving me 25k 
down......

I'm depressed, angry, and feel like a fool..

I'd be very interested to know if anyone else has had similar 
experiences with this company.

I have a little webpage at http://www.beta2.info with all the details

On 20/11/2009 in message  
andy wrote:

>I'm depressed, angry, and feel like a fool..

You're a pratt as well. 5-8% per month when base rate is 0.5%, there's one 
born every minute.

-- 
Jeff Gaines Dorset UK
All things being equal, fat people use more soap

"andy"  wrote in message 
news:str_343-80D56B.22120320112009@news.newsguy.com...
> I'm a 54 year old semi retired guy from Lancashire England, with some
> savings for my retirement. I was tempted by the forex markets, but too
> scared to trade myself, so I was tempted when I was offered an
> opportunity to invest with a Professional trading company based in the
> City of London. (Beta2 Ltd) They were very slick and very persuasive,
> and appeared extremely professional...
>
> I invested 50k in March 2009, and by September they had lost 5k of my
> money, and charged me 20K in commission to do it, leaving me 25k
> down......
>
> I'm depressed, angry, and feel like a fool..
>
> I'd be very interested to know if anyone else has had similar
> experiences with this company.

More fool you

andy wrote in message :
> I'm a 54 year old semi retired guy from Lancashire England, with some
> savings for my retirement. I was tempted by the forex markets, but too
> scared to trade myself, so I was tempted when I was offered an
> opportunity to invest with a Professional trading company based in the
> City of London. (Beta2 Ltd) They were very slick and very persuasive,
> and appeared extremely professional...
>
> I invested 50k in March 2009, and by September they had lost 5k of my
> money, and charged me 20K in commission to do it, leaving me 25k
> down......
>
> I'm depressed, angry, and feel like a fool..
>
> I'd be very interested to know if anyone else has had similar
> experiences with this company.
>
> I have a little webpage at http://www.beta2.info with all the details

£20K in commission???
Weren't you made aware of their grossly absurd charges?

Try writing to the financial sections of some newspapers as they have 
people who may be able to advise/help you better.

Try The Mail on Sunday:
  Tony Hetherington
  Financial Mail
  2 Derry Street
  London
  W8 5TS

-- 
Gareth  ( email address invalid ) .....

Jeff Gaines put fingers to keyboard and typed :
>> I'm depressed, angry, and feel like a fool..
>
> You're a pratt as well. 5-8% per month when base rate is 0.5%, there's one 
> born every minute.

I'm sure that'll make him feel a lot better..... Not!

-- 
Gareth  ( email address invalid ) .....

andy penned the following:
> I'd be very interested to know if anyone else has had similar
> experiences with this company.
>
> I have a little webpage at http://www.beta2.info with all the details


BETA 2 Ltd has only been in business since 19th Nov 2007.

http://wck2.companieshouse.gov.uk/34ae2d68fa4a3eb438a98212bb438516/compdetails

-- 
Gareth  ( email address invalid ) .....

andy wrote:
> I'm a 54 year old semi retired guy from Lancashire England, with some 
> savings for my retirement. I was tempted by the forex markets, but too 
> scared to trade myself, so I was tempted when I was offered an 
> opportunity to invest with a Professional trading company based in the 
> City of London. (Beta2 Ltd) They were very slick and very persuasive, 
> and appeared extremely professional...
> 
> I invested 50k in March 2009, and by September they had lost 5k of my 
> money, and charged me 20K in commission to do it, leaving me 25k 
> down......
> 
> I'm depressed, angry, and feel like a fool..
> 
> I'd be very interested to know if anyone else has had similar 
> experiences with this company.
> 
> I have a little webpage at http://www.beta2.info with all the details
If you had put £50K into banking shares you would have been even worse off.
Now, if Ya Wanna get your money back I can give the name of a horse 
running tomorrow:-)
Derek.

On Sat, 21 Nov 2009 13:56:17 GMT, Pam the goose wrote:

> You notice it wasn't the old women who replied?

They *were/are* still trying to think of an answer.   <bg>

-- 
John the R-T
Do NOT reply to the heypete address.  Reply to is valid
http://www.john-the-r-t.co.uk/ Cruise and Family site.
http://john-the-r-t.110mb.com/ - Annexe.

In news:1xnj3379f36qq.15ftiklvej2g8.dlg@40tude.net,
John the R-T  typed:
> On Sat, 21 Nov 2009 13:56:17 GMT, Pam the goose wrote:
>
>> You notice it wasn't the old women who replied?
>
> They *were/are* still trying to think of an answer.   <bg>

ROFLMHO

Thanks you, you grumpy old man, you ;-))))
-- 
Pam the goose

Pam the goose wrote:
> In news:1xnj3379f36qq.15ftiklvej2g8.dlg@40tude.net,
> John the R-T  typed:
>> On Sat, 21 Nov 2009 13:56:17 GMT, Pam the goose wrote:
>>
>>> You notice it wasn't the old women who replied?
>>
>> They *were/are* still trying to think of an answer.   <bg>
>
> ROFLMHO
>
> Thanks you, you grumpy old man, you ;-))))

Ah but, I'd rather take my time thinking of an answer than only opening my 
mouth at speed to change my socks..

In news:he8u2p$kbg$1@news.albasani.net,
jackie green  typed:
>
> Ah but, I'd rather take my time thinking of an answer than only
> opening my mouth at speed to change my socks..

I love that expression, Jackie:-)
Never heard it before.
Since my bleeding brain it very much applies to me.
If I don't take my time I even shock myself with what comes out of my mouth 
;-))
-- 
Pam the goose

On Sat, 21 Nov 2009 14:39:34 -0000, jackie green wrote:

> Ah but, I'd rather take my time thinking of an answer than only opening my 
> mouth at speed to change my socks..

I'd like to think that's what I was doing.  Apart from offering to
take the rest of his money of course.  But I can't as I'm not normally
online at the weekends.  Just popped in to wish Pingu all the best.

BTW, anyone else willing to help with my project is most welcome.
Just email me your bank details and I'll do the rest.  Reply to is
valid.

-- 
John the R-T
Do NOT reply to the heypete address.  Reply to is valid
http://www.john-the-r-t.co.uk/ Cruise and Family site.
http://john-the-r-t.110mb.com/ - Annexe.

"andy"  wrote in message 
news:str_343-BD5B5C.12472721112009@82-136-209-74.ip.telfort.nl...
>
> Maybe the rumour about grumpy old men is true..<lol>

As Pam says, it was only GOM and not women :-)
IMHO if somebody who had posted to this group before had posted that the 
replies would have been in a different vein but it's not the first time an 
unknown person has posted something along similar lines but had no intention 
of returning. I'm sorry if the replies weren't as friendly as our usual ones 
and it was good that you came back. Now why not return again and I'm sure we 
will want to hear the outcome.
-- 
Sandra
People will forget what you said.
People will forget what you did, but
People will never forget how you made them feel.

"John the R-T"  wrote in message 
news:1tidce9jq02dk.1ewzehg1vpwkk$.dlg@40tude.net...
> On Sat, 21 Nov 2009 12:47:27 +0000, andy wrote:
>> Maybe the rumour about grumpy old men is true..<lol>
>
> Or older and wiser maybe?
> At least you came back.  Many who get the sort of replies you have
> don't return.
> Now, about the rest of you money.  Can I interest you in a new venture
> I'm planning?  Wire netting oil cans etc.  No.  Ah well at least I
> tried.     <bg>

Oh I'll take the money I earned from those best selling chocolate teapots 
and invest in that :-)
-- 
Sandra
People will forget what you said.
People will forget what you did, but
People will never forget how you made them feel.

Rabbit burst on the scene, and said:
> "andy"  wrote in message 
> news:str_343-BD5B5C.12472721112009@82-136-209-74.ip.telfort.nl...
>>
>> Maybe the rumour about grumpy old men is true..<lol>
>
> As Pam says, it was only GOM and not women :-)
> IMHO if somebody who had posted to this group before had posted that 
> the replies would have been in a different vein but it's not the 
> first time an unknown person has posted something along similar lines 
> but had no intention of returning. I'm sorry if the replies weren't 
> as friendly as our usual ones and it was good that you came back. Now 
> why not return again and I'm sure we will want to hear the outcome.

Hear, hear!

-- 
Michaelangelo
Self-catering, holiday accommodation in the Scottish Highlands, for 
disabled people
www.woodhead-cottage.co.uk

Rabbit penned the following:
>> Maybe the rumour about grumpy old men is true..<lol>
>
> As Pam says, it was only GOM and not women :-)
> IMHO if somebody who had posted to this group before had posted that the 
> replies would have been in a different vein but it's not the first time an 
> unknown person has posted something along similar lines but had no intention 
> of returning. I'm sorry if the replies weren't as friendly as our usual ones 
> and it was good that you came back. Now why not return again and I'm sure we 
> will want to hear the outcome.


I agree... and I'd like to know if they are rogues that need to be 
named and shamed, that's why I suggested writing to Tony Hetherington 
at The Mail on Sunday.
I know nothing about forex markets but if these firms are governed by a 
regulatory authority and are doing something wrong then he'll find out 
and advise Andy.
£20K in commission doesn't sound ethical.

-- 
Gareth  ( email address invalid ) .....

Ok, I'll accept that maybe I did burst into your little group and spout 
a little bit... but it was sincere...!!!! and now I've ascertained you 
are really a friendly bunch, I might just hang around...:-)

What I do know is that Beta 2 trade a little over 7 million pounds each 
month through these managed accounts... So I'm not the only one to be 
tempted.. 
Plus... they aren't a tin pot internet company, or some dodgy back 
street trader...  they are FSA registered and have massive offices in 
the square mile near the Old Bailey and the Bank of England.

Anyway, nice to meet you all...:-)

Andy

Pam the goose wrote:
> In news:he8u2p$kbg$1@news.albasani.net,
> jackie green  typed:
>>
>> Ah but, I'd rather take my time thinking of an answer than only
>> opening my mouth at speed to change my socks..
>
> I love that expression, Jackie:-)
> Never heard it before.
> Since my bleeding brain it very much applies to me.
> If I don't take my time I even shock myself with what comes out of my
> mouth ;-))

It's something I say a lot to Rob, last best example was after I'd been 
feeling ill and he asked me how I was , I replied "about as good as I look" 
to which he said in a heartbeat "you can't feel that bad."
What he meant was I look fine so I must feel fine, but that really wasn't 
how it came across, I still giggle at the memory of his face when I 
explained why i'd just thumped him :)

In news:he97n1$3uu$1@news.albasani.net,
jackie green  typed:
>
> It's something I say a lot to Rob, last best example was after I'd
> been feeling ill and he asked me how I was , I replied "about as good
> as I look" to which he said in a heartbeat "you can't feel that bad."
> What he meant was I look fine so I must feel fine, but that really
> wasn't how it came across, I still giggle at the memory of his face
> when I explained why i'd just thumped him :)

ROFL
Good thing Ray doesn't thump me at some of the things that come out of my 
mouth these days.
When people visit they just think it's an inability to talk after my 
bleeding brain - we know better, that's why I shut up ;-))
-- 
Pam the goose

"andy"  wrote in message 
news:str_343-F034D3.17010721112009@82-136-209-74.ip.telfort.nl...
>
> Anyway, nice to meet you all...:-)

Hello Andy, hope you enjoy your stay in Upsland. I'm the sane, sober, 
sensible and sedate one in here :-)
-- 
Sandra
People will forget what you said.
People will forget what you did, but
People will never forget how you made them feel.

In news:7mqq55F3jjdfcU1@mid.individual.net,
Rabbit  typed:
> "andy"  wrote in message
> news:str_343-F034D3.17010721112009@82-136-209-74.ip.telfort.nl...
>>
>> Anyway, nice to meet you all...:-)
>
> Hello Andy, hope you enjoy your stay in Upsland. I'm the sane, sober,
> sensible and sedate one in here :-)

And she really thinks that's true, Andy ;-))
-- 
Pam the goose

Rabbit wrote:
> "andy"  wrote in message 
> news:str_343-F034D3.17010721112009@82-136-209-74.ip.telfort.nl...
>> Anyway, nice to meet you all...:-)
> 
> Hello Andy, hope you enjoy your stay in Upsland. I'm the sane, sober, 
> sensible and sedate one in here :-)

Ooh we haven't heard that one before ;-)

Welcome Andy.
-- 
JoeH
http://homepage.ntlworld.com/brstoker/decmeet09/

Rabbit wrote:
> "andy"  wrote in message
> news:str_343-F034D3.17010721112009@82-136-209-74.ip.telfort.nl...
>>
>> Anyway, nice to meet you all...:-)
>
> Hello Andy, hope you enjoy your stay in Upsland. I'm the sane, sober,
> sensible and sedate one in here :-)

You on the double strength valium again Sandra?  :)
-- 
Heard melodies are sweet, but those Unheard are sweeter
flyingnun@tiscali.co.uk FN 2°°9 +,  Mungo Brandybuck of Buckland

JoeH wrote:
> Rabbit wrote:
>> "andy"  wrote in message
>> news:str_343-F034D3.17010721112009@82-136-209-74.ip.telfort.nl...
>>> Anyway, nice to meet you all...:-)
>>
>> Hello Andy, hope you enjoy your stay in Upsland. I'm the sane, sober,
>> sensible and sedate one in here :-)
>
> Ooh we haven't heard that one before ;-)
>
> Welcome Andy.

I think your hearing aid battery must have gone flat ages ago Joe.  :)
-- 
Heard melodies are sweet, but those Unheard are sweeter
flyingnun@tiscali.co.uk FN 2°°9 +,  Mungo Brandybuck of Buckland

Flyiñg Ñuñ 2°°9 + on netbook wrote:
> JoeH wrote:
>> Rabbit wrote:
>>> "andy"  wrote in message
>>> news:str_343-F034D3.17010721112009@82-136-209-74.ip.telfort.nl...
>>>> Anyway, nice to meet you all...:-)
>>> Hello Andy, hope you enjoy your stay in Upsland. I'm the sane, sober,
>>> sensible and sedate one in here :-)
>> Ooh we haven't heard that one before ;-)
>>
>> Welcome Andy.
> 
> I think your hearing aid battery must have gone flat ages ago Joe.  :)

PARDON! ;-)
-- 
JoeH
http://homepage.ntlworld.com/brstoker/decmeet09/

In message , Michaelangelo 
<mikenagel@lineone.net.invalid> writes
>andy burst on the scene, and said:
>
>> I'm depressed, angry, and feel like a fool..
>>
>> I'd be very interested to know if anyone else has had similar 
>>experiences with this company.
>>
>> I have a little webpage at http://www.beta2.info with all the details
>
>I'm sorry to hear of your losss but, despite what you say on your 
>webpage you weren't simply investing - you were gambling. Would you 
>have put placed £50,000 on horse racing or at the blackjack table. I'm 
>not a gambler but I know that one of the basic rules is that you should 
>never, ever gamble more than you are able, and willing, to lose. 
>Another rule is that if you gamble and lose you just have to grin and 
>bear it.

Yep. I lost just over GBP3000 to a fraudster last year. No-one to 
complain to because fraud is now virtually decriminalised by the latest 
fraud act to massage the crime figures. I did report the entire sad 
episode to a trading standards office who have never replied. I just 
have to put a brave face on the loss.

To:

XXXXXXXXXXXXXXXXXXX
Portsmouth
Hampshire
PO1 2PQ

23 July 2009

Dear Sirs,

Re: Independent Quotation Services Ltd

Last year I had the misfortune to get involved with the above company, 
IOS, that claimed to specialise in the project management of all aspects 
of conservatory construction: obtaining quotations from suppliers, 
drawing up and submitting plans to our local planning authority and 
generally supervising construction.

I had a stroke (CVA) in late 2005 that disabled me and left me feeling 
that I couldn’t cope with the stress and problems of getting planning 
permission with Waverley Borough Council in this part of Surrey which is 
designated as an area of outstanding natural beauty. I wanted a 
conservatory erected at my above address so I contacted them in July 
2008 and spoke to:

Shaun Worsfold
Independent Quotation Services
82a High Street
Cosham
PORTSMOUTH
Hants PO6 3AJ

I was assured that IOS Ltd would look after everything, that it 
wouldn’t cost me a penny because IOS worked on a commission basis. On 
the strength of this conversation, particularly the assurance from IOS 
that they would deal with everything including the necessary planning 
consent application, I asked IOS to go ahead.

This resulted in three visits by IOS (Gary Webb). During the first visit 
we decided on a conventional double hipped pavilion design with a 
Pilkington K glass roof.

IOS produced three builders’ estimates during their second visit on in 
early August and we decided to accept the estimate of £13,000 from:

Tony Ashworth
ASA Building Services
94 Farlington Avenue
Drayton
PORTSMOUTH
PO6 1ES

For IOS’s third visit they wanted a cheque for £3350 as a 25 percent 
deposit plus planning application costs ‘to start the ball rolling’ 
plus an initial stage payment to enable ASA Building Services to order a 
conservatory. I handed over a cheque for that amount dated 20 August 
2007 which was drawn on our account. When I asked for a receipt, Gary 
Webb of IOS gave a gesture of annoyance, said that he’d forgotten his 
receipt blanks and that he’d ‘pop one in the post tomorrow.’

The only popping that IOS did was to their bank that day was to present 
our cheque in double quick time. Once IOS had our £3350 we never heard 
a whisper from them again. Emails, phone calls and letters to them went 
unanswered.
At the beginning of February 2009 Tony Ashworth of ASA Building Services 
came to see us with the bad news that Independent Quotation Services has 
gone into liquidation. He had only just learned of this when he applied 
to them for the money to order our planned conservatory.

The news was a terrible blow. The whole idea of using IOS had been to 
save us aggravation. Instead the whole business had become a nightmare.

Eventually we decided to write-off the theft rather than lose our 
planned conservatory. We paid ASA Building Services £5000 so that they 
could start work on ordering the conservatory. It duly delivered and 
construction was completed in April 2009. Instead of costing us 
£13,000, thanks to Independent Quotation Services, it cost us nearly 
£17,000.

During all that time Independent Quotation Services have maintained 
their website at and are still sniffing around likely punters for funds:

www.iqs-conservatories.co.uk

Same pictures, same contact address. It seemed that Independent 
Quotation Services are still trading.

Yours sincerely,


James Follett

END

A fool and his money... I was a fool. No one to blame but myself.


-- 
James Follett.

when Lady Wife retired she put a lump into National Savings for a pension.
it has lost at least a quarter, so you do not need private companies to lose
money for you

I fully realise I have been a fool.. and I thank you all for reinforcing 
this in such and eloquent manner...:-)

However my purpose for posting was not to moan about how stupid I had 
been, but simply to try to help others avoid getting into a similar 
position.

Beta 2 Ltd are actively advertising and their acquisitions people are on 
an advertising drive, specifically targeting 'medium worth' retired 
people..
Hence my posting on this particular newsgroup

From what people who have contacted me from my website have told me 
Beta2 ltd are so keen on gaining new investors they have been offering 
trading accounts with a minimum investment of 5k, and they sell VERY 
hard...

Fortunately I am in a position where I CAN continue to work for another 
year or so to recoup my losses, but I am sure there are many of you out 
there, who simply could not recoup these kind of losses.

Interestingly my similar post on many of the investment, and stocks and 
shared newsgroups and forums has been met with a very different response 
to the one I received from this newsgroup, the readers on those groups 
were very quick to say thanks for the information..!

Maybe the rumour about grumpy old men is true..<lol>

All the best
Andy

On Sat, 21 Nov 2009 12:47:27 +0000, andy wrote:

> Maybe the rumour about grumpy old men is true..<lol>

Or older and wiser maybe?
At least you came back.  Many who get the sort of replies you have
don't return.
Now, about the rest of you money.  Can I interest you in a new venture
I'm planning?  Wire netting oil cans etc.  No.  Ah well at least I
tried.     <bg>

-- 
John the R-T
Do NOT reply to the heypete address.  Reply to is valid
http://www.john-the-r-t.co.uk/ Cruise and Family site.
http://john-the-r-t.110mb.com/ - Annexe.

In news:str_343-BD5B5C.12472721112009@82-136-209-74.ip.telfort.nl,
andy  typed:
> I fully realise I have been a fool.. and I thank you all for
> reinforcing this in such and eloquent manner...:-)
>
> However my purpose for posting was not to moan about how stupid I had
> been, but simply to try to help others avoid getting into a similar
> position.
<snip>
>
> Maybe the rumour about grumpy old men is true..<lol>

You notice it wasn't the old women who replied?
I reckon the old women have done the same as me - put that knowledge where 
it goes so if we happened to have 5K to spare we wouldn't put it there!
Trouble is, 5K is a lot of money to us silversurfers so us females (the 
sensible sex!) aren't likely to get in that kind of mess.

Pleased you have the ability to resume earning a penny or two. You'd be in a 
right mess if you hadn't!
Thanks for the warning, Andy, you never know, someone might be tempted. If 
this knowledge was spread around more maybe the firm wouldn't manage to get 
any customers ;-)
-- 
Pam the goose

andy burst on the scene, and said:

> I'm depressed, angry, and feel like a fool..
>
> I'd be very interested to know if anyone else has had similar 
> experiences with this company.
>
> I have a little webpage at http://www.beta2.info with all the details

I'm sorry to hear of your losss but, despite what you say on your 
webpage you weren't simply investing - you were gambling. Would you 
have put placed £50,000 on horse racing or at the blackjack table. I'm 
not a gambler but I know that one of the basic rules is that you should 
never, ever gamble more than you are able, and willing, to lose. 
Another rule is that if you gamble and lose you just have to grin and 
bear it.

Recently, I was talking to a gentleman who is currently working for a 
small local business (locksmith). He took early retirement at sixty, 
moved to Spain and set up his own business. The business failed and he 
lost everything so he's back in this country and back in full-time 
employment trying to get some money together for his second try at 
retirement. He's seventy-three. Perhaps you should follow his example.

-- 
Michaelangelo
Self-catering, holiday accommodation in the Scottish Highlands, for 
disabled people
www.woodhead-cottage.co.uk

"andy"  wrote in message 
news:str_343-80D56B.22120320112009@news.newsguy.com...
> I'm a 54 year old semi retired guy from Lancashire England, with some
> savings for my retirement. I was tempted by the forex markets, but too
> scared to trade myself, so I was tempted when I was offered an
> opportunity to invest with a Professional trading company based in the
> City of London. (Beta2 Ltd) They were very slick and very persuasive,
> and appeared extremely professional...
>
> I invested 50k in March 2009, and by September they had lost 5k of my
> money, and charged me 20K in commission to do it, leaving me 25k
> down......
>
> I'm depressed, angry, and feel like a fool..
>
> I'd be very interested to know if anyone else has had similar
> experiences with this company.
>
> I have a little webpage at http://www.beta2.info with all the details

Never heard of them. Sorry you had such a bad experience, that's a huge 
amount of cash to lose.  I am also not sure about whether your website may 
cost you more. Though I understand your reasons for making the site, they 
have already objected ad if it were me I would be asking for legal advice in 
case they can sue. ( I am not having a go but do think it would be sensible 
to check it out, no point in chucking good money after bad and principles 
wont pay your bills)
This sort of thing is outside my experience, but I (and I suppose you, to 
some extent) am aware that any investment can go down as well as up, 
especially in the current financial climate. I was amazed at the £20k 
commission though, I did glance at their website and they are regulated by 
the FSA. No  mention on your site of any contact with them. Did the FSA 
make any comments on the level of commission?

-- 
Ticketty᧧

On Sat, 21 Nov 2009 11:54:07 -0000, gruffydd wrote:

> when Lady Wife retired she put a lump into National Savings for a pension.
> it has lost at least a quarter, so you do not need private companies to lose
> money for you

:(
-- 
No matter what side of the argument you are on,
you always find people on your side that you wish were on the other.
~Jascha Heifetz
http://ariesval.co.uk/val/

On Sat, 21 Nov 2009 17:01:07 +0000, andy wrote:

> Ok, I'll accept that maybe I did burst into your little group and spout 
> a little bit... but it was sincere...!!!! and now I've ascertained you 
> are really a friendly bunch, I might just hang around...:-)
> 
> What I do know is that Beta 2 trade a little over 7 million pounds each 
> month through these managed accounts... So I'm not the only one to be 
> tempted.. 
> Plus... they aren't a tin pot internet company, or some dodgy back 
> street trader...  they are FSA registered and have massive offices in 
> the square mile near the Old Bailey and the Bank of England.
> 
> Anyway, nice to meet you all...:-)
> 
> Andy

nice to meet you too Andy - hope you stay around :)
-- 
´We're so busy watching out for what's just ahead of us
that we don't take time to enjoy where we are.¡
http://ariesval.co.uk/val/

Tickettyboo penned the following:
> This sort of thing is outside my experience, but I (and I suppose you, to 
> some extent) am aware that any investment can go down as well as up, 
> especially in the current financial climate. I was amazed at the £20k 
> commission though, I did glance at their website and they are regulated by 
> the FSA. No  mention on your site of any contact with them. Did the FSA make 
> any comments on the level of commission?

That was my point too Boo as they have to make you aware of their 
charges beforehand. He definitely needs to contact the FSA if he has 
not done so or someone who may know more about these schemes such as 
finance journalists.

-- 
Gareth  ( email address invalid ) .....