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date: Thu, 21 Aug 2008 16:59:46 +0100,    group: uk.people.disability        back       
Liability insurence   
A friend of Mine has Had a stroke and applied for liability insurance to 
one of the sites on the internet selling insurance for powered mobility 
scooters etc but was refused . Is this normal practice for some does 
anyone know?
date: Thu, 21 Aug 2008 16:59:46 +0100   author:   Paul Butt - GW0GVQ, LCG

Re: Liability insurence   
Paul Butt - GW0GVQ, LCG wrote:
> A friend of Mine has Had a stroke and applied for liability insurance
> to one of the sites on the internet selling insurance for powered
> mobility scooters etc but was refused . Is this normal practice for
> some does anyone know?

-- I asked my house contents and house insurance co. (DL)provider for ins.PL 
and theft on her new electric scooter and they said no problem £16/year

 DB001
I AM NOT A NUMBER I AM A FREE MAN
 (WELL NEARLY)
date: Fri, 22 Aug 2008 00:02:14 +0100   author:   DB001

Re: Liability insurence   
Paul Butt - GW0GVQ, LCG wrote:

> A friend of Mine has Had a stroke and applied for liability insurance 
> to one of the sites on the internet selling insurance for powered 
> mobility scooters etc but was refused . Is this normal practice for 
> some does anyone know?

Was the proposal with Fish? http://www.fishinsurance.co.uk/

They are usually pretty good. Alternatively, you can usually get a 
powerchair / scooter
included on a home contents policy (as suggested by another poster) at 
no extra cost.
This will include liability.

Although to be honest, liability insurance is not required by law for 
mobility equipment,
and any claims against a person for liability will be a civil case, not 
a legal one, and if the
person does not have any assets to pay for such a claim (eg home, car, 
worthwhile goods & chattels), then the claimant will not get very far.

Regards

Mark
date: Fri, 22 Aug 2008 08:33:45 +0100   author:   Mark Horton

Re: Liability insurence   
Mark Horton wrote:
> Paul Butt - GW0GVQ, LCG wrote:
>
>> A friend of Mine has Had a stroke and applied for liability insurance
>> to one of the sites on the internet selling insurance for powered
>> mobility scooters etc but was refused . Is this normal practice for
>> some does anyone know?
>
> Was the proposal with Fish? http://www.fishinsurance.co.uk/
>
> They are usually pretty good. Alternatively, you can usually get a
> powerchair / scooter
> included on a home contents policy (as suggested by another poster) at
> no extra cost.
> This will include liability.
>
> Although to be honest, liability insurance is not required by law for
> mobility equipment,
> and any claims against a person for liability will be a civil case,
> not a legal one, and if the
> person does not have any assets to pay for such a claim (eg home, car,
> worthwhile goods & chattels), then the claimant will not get very far.
>
> Regards
>
> Mark
not the right attitude
get liability insurance if your going to ride a scooter that could seriously 
injure an innocent person(s)
-- 
 DB001
I AM NOT A NUMBER I AM A FREE MAN
 (WELL NEARLY)
date: Fri, 22 Aug 2008 23:34:10 +0100   author:   DB001

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