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date: Fri, 18 Jul 2008 16:46:14 +0100,    group: uk.media.tv.misc        back       
OT - credit card - silly   
Tried to use the credit card pay by telephone option to pay off and 
clear the balance via a bank debit card .

But the credit card keypad menus only allows a single option of paying 
£10 (or whatever the minimum payment is) .

Isnt this rather silly - when all thats needed is to type in a e.g. 3 
digit number for the amount you want to pay .

- you enter the 16 digit credit card number
- you enter your date of birth
- you enter the 3 digit security code on the back of the card

But you cant enter how much you want to pay ? .

Double silly when at the end of the process it reads back the 
information you entered via the telephone keypad and asks you to confirm 
it before proceeding .

(yeah sure the cc companys dont want to clear your account as they would 
rather charge you interest - but the point is they dont even give you 
the option and it isnt very sporting of them)
date: Fri, 18 Jul 2008 16:46:14 +0100   author:   Krustov

Re: OT - credit card - silly   
On Fri, 18 Jul 2008 16:46:14 +0100, Krustov  wrote:

>Tried to use the credit card pay by telephone option to pay off and 
>clear the balance via a bank debit card .
>
>But the credit card keypad menus only allows a single option of paying 
>£10 (or whatever the minimum payment is) .
>
>Isnt this rather silly - when all thats needed is to type in a e.g. 3 
>digit number for the amount you want to pay .
>
>- you enter the 16 digit credit card number
>- you enter your date of birth
>- you enter the 3 digit security code on the back of the card
>
>But you cant enter how much you want to pay ? .
>
>Double silly when at the end of the process it reads back the 
>information you entered via the telephone keypad and asks you to confirm 
>it before proceeding .
>
>(yeah sure the cc companys dont want to clear your account as they would 
>rather charge you interest - but the point is they dont even give you 
>the option and it isnt very sporting of them)

Something to do with preventing misuse of stolen credit cards?
-- 

Martin
date: Fri, 18 Jul 2008 18:00:00 +0200   author:   Martin lid

Re: OT - credit card - silly   
<uk.media.tv.misc>
<Martin>
<Fri, 18 Jul 2008 18:00:00 +0200>


> >(yeah sure the cc companys dont want to clear your account as they would 
> >rather charge you interest - but the point is they dont even give you 
> >the option and it isnt very sporting of them)
> 
> Something to do with preventing misuse of stolen credit cards?
> 

If you type the exact same debit card information into the cc company 
internet payment gateway - then you can pay as much as you want .


-- 
www.krustov.co.uk
date: Fri, 18 Jul 2008 17:20:40 +0100   author:   Krustov

Re: OT - credit card - silly   
On Fri, 18 Jul 2008 16:46:14 +0100, Krustov  wrote:

> Tried to use the credit card pay by telephone option to pay off and
> clear the balance via a bank debit card .
>
> But the credit card keypad menus only allows a single option of paying
> £10 (or whatever the minimum payment is) .
>
> Isnt this rather silly - when all thats needed is to type in a e.g. 3
> digit number for the amount you want to pay .
>
> - you enter the 16 digit credit card number
> - you enter your date of birth
> - you enter the 3 digit security code on the back of the card
>
> But you cant enter how much you want to pay ? .
>
> Double silly when at the end of the process it reads back the
> information you entered via the telephone keypad and asks you to confirm
> it before proceeding .
>
> (yeah sure the cc companys dont want to clear your account as they would
> rather charge you interest - but the point is they dont even give you
> the option and it isnt very sporting of them)

something to do with the need for the decimal point ?

In general it would cause too much confusion to have to put .00
on the end.

A simple solution, would be an extra question - do you want to pay in full  
?

-- 
Steve (3)
date: Fri, 18 Jul 2008 17:29:35 +0100   author:   SteveW

Re: OT - credit card - silly   
<uk.media.tv.misc>
<SteveW>
<Fri, 18 Jul 2008 17:29:35 +0100>


> > (yeah sure the cc companys dont want to clear your account as they would
> > rather charge you interest - but the point is they dont even give you
> > the option and it isnt very sporting of them)
> 
> something to do with the need for the decimal point ?
> 
> In general it would cause too much confusion to have to put .00
> on the end.
> 
> A simple solution, would be an extra question - do you want to pay in full  
> ?
> 

Dont know how many other people do the same - but i always pay more than 
the amount due so i can make minor purchases and dont have to arse 
around every month paying a poxy statement .

Wouldnt you need to be a *real* cheapskate to object to paying at most 
.99p more than what was due in order to round off the payment to 
whatever amount you wanted to pay .


-- 
www.krustov.co.uk
date: Fri, 18 Jul 2008 17:49:26 +0100   author:   Krustov

Re: OT - credit card - silly   
On Fri, 18 Jul 2008 17:29:35 +0100, SteveW 
wrote:

>On Fri, 18 Jul 2008 16:46:14 +0100, Krustov  wrote:
>
>> Tried to use the credit card pay by telephone option to pay off and
>> clear the balance via a bank debit card .
>>
>> But the credit card keypad menus only allows a single option of paying
>> £10 (or whatever the minimum payment is) .
>>
>> Isnt this rather silly - when all thats needed is to type in a e.g. 3
>> digit number for the amount you want to pay .
>>
>> - you enter the 16 digit credit card number
>> - you enter your date of birth
>> - you enter the 3 digit security code on the back of the card
>>
>> But you cant enter how much you want to pay ? .
>>
>> Double silly when at the end of the process it reads back the
>> information you entered via the telephone keypad and asks you to confirm
>> it before proceeding .
>>
>> (yeah sure the cc companys dont want to clear your account as they would
>> rather charge you interest - but the point is they dont even give you
>> the option and it isnt very sporting of them)
>
>something to do with the need for the decimal point ?
>
>In general it would cause too much confusion to have to put .00
>on the end.
>
>A simple solution, would be an extra question - do you want to pay in full  
>?

Well just allow callers to pay in exact  pounds only .I can pay any
amount to my gas bill by phone so long as it's exact pounds ..
date: Fri, 18 Jul 2008 17:53:32 +0100   author:   anyhtinguwant@anywhereuwanttogoto

Re: OT - credit card - silly   
In message , Krustov 
 writes
>Tried to use the credit card pay by telephone option to pay off and
>clear the balance via a bank debit card .
>
>But the credit card keypad menus only allows a single option of paying
>£10 (or whatever the minimum payment is) .
>

Oh come on we all know you don't have any credit cards !!

You're just trying to show off again :-)

-- 
Edward Cowling   "Must Go - The Gimp Just Escaped !!"
date: Fri, 18 Jul 2008 19:10:52 +0100   author:   Edward Cowling London UK

Re: OT - credit card - silly   
In article , me@privacy.net 
says...
> Tried to use the credit card pay by telephone option to pay off and 
> clear the balance via a bank debit card .
> 
> But the credit card keypad menus only allows a single option of paying 
> £10 (or whatever the minimum payment is) .
> 
> Isnt this rather silly - when all thats needed is to type in a e.g. 3 
> digit number for the amount you want to pay .
> 
> - you enter the 16 digit credit card number
> - you enter your date of birth
> - you enter the 3 digit security code on the back of the card
> 
> But you cant enter how much you want to pay ? .
> 
> Double silly when at the end of the process it reads back the 
> information you entered via the telephone keypad and asks you to confirm 
> it before proceeding .
> 
> (yeah sure the cc companys dont want to clear your account as they would 
> rather charge you interest - but the point is they dont even give you 
> the option and it isnt very sporting of them)
> 
Can't you pay online?

I've just hit a snag with mine after realising too late, although there was 
only about £70 on the card so the interest charged will be less than a quid.

However, the options for payment were a minimum of £5 or type in another 
amount (so I put in the full one), and rather than the thing automatically 
select the next available date, it leaves that blank, and as it was Wed 2nd 
July, albeit close to midnight, I put in 03/07/08. It went all spazzo on me 
and told me the next available date was July 4th, so I put that date in 
instead, submitted that and thought no more of it.

Just went to check something now and saw it had only paid £5 at the time... as 
the fucking thing reset the payment amount when it fucked about with the date.

Naturally, if I want to ring up and complain to get my interest back I'll have 
to ring an expensive phone line and hang on for ages before someone answers-- 

Dom Robinson	  Gamertag: DVDfever      email: dom at dvdfever dot co dot uk
/* http://DVDfever.co.uk (editor)
/* 1174 DVDs, 375 games, 451 CDs, 114 cinema films, 55 concerts, music & news
/* gta 4, waz, sweeney todd, interstate 60, indiana jones, avp2, god of war
             New music charts - http://dvdfever.co.uk/music.shtml
               Youtube - http://uk.youtube.com/user/DieHardDom
date: Sat, 19 Jul 2008 00:34:26 +0100   author:   Dom Robinson

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