I've finally got to 4 years no claims and wanted recommendations for car 
insurance companies that would provide protected cover at a reasonable 
price.

I'll try www.confused.com and www.theaa.com but are there any other ones I 
should look at?

My renewal quote seems very reasonable - are there any companies that 
guarantee to beat your renewal as I know some of them also give you more 
than 100% of the difference?

Thanks

Hi.  There's some very good advice about this here....
http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1092813037,41960

Beware of the very cheapest quotes on places like confused.com, as I found 
they mostly had fairly poor levels of cover and a few hidden costs.
eg. a 20 admin fee each time you want to change any detail on your policy.

I myself finally settled for www.priviledge.com who gave a balance between a 
good quote, with decent cover.
However a place that's good for one person won't necessarily give you a good 
quote!

I think if you look at the moneysavingexpert site above though, you'll get 
some good info.
Hope that helps.



"ScoobyDoo"  wrote in message 
news:3nsorcF33nsmU1@individual.net...

> I've finally got to 4 years no claims and wanted recommendations for car 
> insurance companies that would provide protected cover at a reasonable 
> price.
>
> I'll try www.confused.com and www.theaa.com but are there any other ones I 
> should look at?
>
> My renewal quote seems very reasonable - are there any companies that 
> guarantee to beat your renewal as I know some of them also give you more 
> than 100% of the difference?
>
> Thanks
>
>
> 

> My renewal quote seems very reasonable - are there any companies that
> guarantee to beat your renewal as I know some of them also give you more
> than 100% of the difference?
>
> Thanks
>


I Used to drive a Renault Laguna 2.2 TD Executive and Tesco.com covered me
for 80 less than everyone else I tried.  In January some git ingored a
giveway at a crossroads and wrote it off.   I was given a courtesy within 2
days (as it happened Saturday evening).  And I got paid out within 3 weeks.
All the staff were extremely helpful on the telephone and the solicitors
kept in communication regarding the procedings.

All in all, I think I'll be renewing with them next year.

Hope this helps.

"CaptainMAD"  wrote in message 
news:1125737760.ae9030a28ae2a9b42f0b659667f26b9e@teranews...

>> My renewal quote seems very reasonable - are there any companies that
>> guarantee to beat your renewal as I know some of them also give you more
>> than 100% of the difference?
>>
>> Thanks
>>
>
> I Used to drive a Renault Laguna 2.2 TD Executive and Tesco.com covered me
> for 80 less than everyone else I tried.  In January some git ingored a
> giveway at a crossroads and wrote it off.   I was given a courtesy within 
> 2
> days (as it happened Saturday evening).  And I got paid out within 3 
> weeks.
> All the staff were extremely helpful on the telephone and the solicitors
> kept in communication regarding the procedings.
>
> All in all, I think I'll be renewing with them next year.
>
> Hope this helps.
>
>
>


Nationwide insurance have a good deal at the moment - get a quote from them 
........ and if you can get a chaeper quote they refund TWICE the difference. 
Sounds a good idea to me

Doug

i got caught when changing ins as the first yr it was 80 cheaper than my 
then current policy and then went up about 13% on first renewal. "oh, that 
was an introductory discount sir...."

"ScoobyDoo"  wrote in message 
news:3nsorcF33nsmU1@individual.net...

> I've finally got to 4 years no claims and wanted recommendations for car 
> insurance companies that would provide protected cover at a reasonable 
> price.
>
> I'll try www.confused.com and www.theaa.com but are there any other ones I 
> should look at?
>
> My renewal quote seems very reasonable - are there any companies that 
> guarantee to beat your renewal as I know some of them also give you more 
> than 100% of the difference?
>
> Thanks
>
>
> 

"ScoobyDoo"  wrote in message 
news:3nsorcF33nsmU1@individual.net...

> I've finally got to 4 years no claims and wanted recommendations for car 
> insurance companies that would provide protected cover at a reasonable 
> price.
>
> I'll try www.confused.com and www.theaa.com but are there any other ones I 
> should look at?
>
> My renewal quote seems very reasonable - are there any companies that 
> guarantee to beat your renewal as I know some of them also give you more 
> than 100% of the difference?
>
> Thanks
>

Apart from the online insurers, you could try the yellow pages. A lot of the 
direct insurers have freephone numbers.  Premiums can vary according to area 
so what is cheap for one person may not be cheap for someone else in a 
different area so it pays to shop around.

I'm with AA insurance.  Was unfortunate to have an accident last year where 
I was forced off the road by an oncoming car that did a runner.   Happened 
late at night but they had a 24 hour helpline.  They picked the car up, 
supplied a courtesy car the next day and were very helpful.  Didn't even 
have to fill in a claim form.  The icing on the cake was that they didn't 
load the renewal premium even though the claim was for 5356.00 (and I have 
protected NCD).  I would recommend them from my experience of using them 
even if they are not the cheapest.

"Doug Nowell"  wrote in message 
news:43196678$0$17507$ed2e19e4@ptn-nntp-reader04.plus.net...

> "CaptainMAD"  wrote in message 
> news:1125737760.ae9030a28ae2a9b42f0b659667f26b9e@teranews...
>>> My renewal quote seems very reasonable - are there any companies that
>>> guarantee to beat your renewal as I know some of them also give you more
>>> than 100% of the difference?
>>>
>>> Thanks
>>>
>>
>> I Used to drive a Renault Laguna 2.2 TD Executive and Tesco.com covered 
>> me
>> for 80 less than everyone else I tried.  In January some git ingored a
>> giveway at a crossroads and wrote it off.   I was given a courtesy within 
>> 2
>> days (as it happened Saturday evening).  And I got paid out within 3 
>> weeks.
>> All the staff were extremely helpful on the telephone and the solicitors
>> kept in communication regarding the procedings.
>>
>> All in all, I think I'll be renewing with them next year.
>>
>> Hope this helps.
>>
>>
>>
>
> Nationwide insurance have a good deal at the moment - get a quote from 
> them ....... and if you can get a chaeper quote they refund TWICE the 
> difference. Sounds a good idea to me
>
> Doug



That sounds like a good deal, where did you see that as there's no mention 
of it on their website?

In article , BobKnowles78
@hotmaildot.co.dotuk says...

> i got caught when changing ins as the first yr it was £80 cheaper than my 
> then current policy and then went up about 13% on first renewal. "oh, that 
> was an introductory discount sir...."
> 

So instead of renewing get yourself another introductory discount from 
another company, or tell the current one that you'll go elsewhere unless 
they give you a "loyalty discount" and see what they do  :-)

"ScoobyDoo"  wrote in message 
news:3ntctiF36avhU1@individual.net...

>
> "Doug Nowell"  wrote in message 
> news:43196678$0$17507$ed2e19e4@ptn-nntp-reader04.plus.net...
>> "CaptainMAD"  wrote in message 
>> news:1125737760.ae9030a28ae2a9b42f0b659667f26b9e@teranews...
>>>> My renewal quote seems very reasonable - are there any companies that
>>>> guarantee to beat your renewal as I know some of them also give you 
>>>> more
>>>> than 100% of the difference?
>>>>
>>>> Thanks
>>>>
>>>
>>> I Used to drive a Renault Laguna 2.2 TD Executive and Tesco.com covered 
>>> me
>>> for 80 less than everyone else I tried.  In January some git ingored a
>>> giveway at a crossroads and wrote it off.   I was given a courtesy 
>>> within 2
>>> days (as it happened Saturday evening).  And I got paid out within 3 
>>> weeks.
>>> All the staff were extremely helpful on the telephone and the solicitors
>>> kept in communication regarding the procedings.
>>>
>>> All in all, I think I'll be renewing with them next year.
>>>
>>> Hope this helps.
>>>
>>>
>>>
>>
>> Nationwide insurance have a good deal at the moment - get a quote from 
>> them ....... and if you can get a chaeper quote they refund TWICE the 
>> difference. Sounds a good idea to me
>>
>> Doug
>
>
> That sounds like a good deal, where did you see that as there's no mention 
> of it on their website?
>
>
>


http://www.nationwide.co.uk/insurance/landing-pages/terms_conditions.htm

"ScoobyDoo"  wrote in message 
news:3nsorcF33nsmU1@individual.net...

> I'll try www.confused.com and www.theaa.com but are there any other ones I 
> should look at?



What kind of car is it?

"Homer"  wrote in message 
news:43197f4f$0$17489$ed2e19e4@ptn-nntp-reader04.plus.net...

> "ScoobyDoo"  wrote in message 
> news:3nsorcF33nsmU1@individual.net...
>> I'll try www.confused.com and www.theaa.com but are there any other ones 
>> I should look at?
>
>
> What kind of car is it?


Its just a Mondeo 1.8 S reg, so nothing fancy.

Actually my renewal is the best price so far, which is quite unusual.

"ScoobyDoo"  wrote in message 
news:3nsorcF33nsmU1@individual.net...

> I've finally got to 4 years no claims and wanted recommendations for car 
> insurance companies that would provide protected cover at a reasonable 
> price.
>
> I'll try www.confused.com and www.theaa.com but are there any other ones I 
> should look at?
>
> My renewal quote seems very reasonable - are there any companies that 
> guarantee to beat your renewal as I know some of them also give you more 
> than 100% of the difference?
>
> Thanks
>
>
>

It depends on terms and conditions which seem to be variable!
A lot of companies advertise under different names, animal names are 
popular.
One company I am with is advertising via a different name and stating covr 
is cheaper.  so I am going from 320 a year fully comprehensive to 265.  I 
have had no points or claims since 1991.
There are ways to save money.  Shopping around is important and i think 
you're doing that already.  If you can, pay in full to avoid taking a credit 
agreement and charges.
Also try some online sites such as direct line or tesco, get a feel for what 
the price should be and ask why if you are given a high quote.  Some 
companies will try to sell you breakdown cover, car warranties, and whatever 
else they can get away with until you keep saying "NO".

Stick to insurance only!  If you want optional extras such as breakdown 
cover you can't beat the ones from Tesco and as for warranties - keep your 
car regularly serviced instead.

Best of luck, you will be amazed at how some companies will try to rip you 
off, brokers are worse.

"ScoobyDoo"  wrote in message 
news:3ntdnpF37qk1U1@individual.net...

>
> "Homer"  wrote in message 
> news:43197f4f$0$17489$ed2e19e4@ptn-nntp-reader04.plus.net...
>> "ScoobyDoo"  wrote in message 
>> news:3nsorcF33nsmU1@individual.net...
>>> I'll try www.confused.com and www.theaa.com but are there any other ones 
>>> I should look at?
>>
>>
>> What kind of car is it?
>
> Its just a Mondeo 1.8 S reg, so nothing fancy.
>
> Actually my renewal is the best price so far, which is quite unusual.



Just done a round of quotes are MoreThan came up with the cheapest figure, 
and this includes the protected bonus scheme (Maximum No Claims Bonus For 
Life) so will probably stick with them.

Just 2 things:

1) what is their breakdown cover like and is it an internal one or is it 
backed by the AA or RAC?
2) is it worth getting legal cover for an extra 17.85 as it only covers 
uninsured losses where there is a chance of recovery. What do you guys 
reckon?

Thanks again

ScoobyDoo wrote:


> I've finally got to 4 years no claims and wanted recommendations for car
> insurance companies that would provide protected cover at a reasonable
> price.


I HAD 4 years but forgot to protect it on changing insurers and
elephant.co.uk neglected to remind me - bar-stewards! I'm with
privilege.com now after one attempted theft claim and one (Ahem)
endorsement. Grrrr...

The insurance companies must be making money hand over fist with the amount
of drivers that have 3 points thanks to proliferation of speed cameras etc.
I'd be interested to know what percentage of drivers now have 3 points
compared to 10 years ago.

Lordy

Doug Nowell wrote:


> "ScoobyDoo"  wrote in message
> news:3ntctiF36avhU1@individual.net...

>>
> 
> http://www.nationwide.co.uk/insurance/landing-pages/terms_conditions.htm


Interesting. (Thanks to London+Attempted Theft + SP30) privilege have quoted
me about 150 less than Nationwide. I'm sceptical that Nationwide would
take 300GBP off their quote. Hmmm.

Lordy

"ScoobyDoo"  wrote in message  2) 
is it worth getting legal cover for an extra 17.85 as it only covers

> uninsured losses where there is a chance of recovery. What do you guys 
> reckon?
>
> Thanks again
>
>


If it only covers uninsured losses I personally wouldn't bother.  There's a 
scheme already in place (something like the uninsured losses bureau) that 
deals with problems where you have to claim off someone who wasn't insured 
and IIRC it's free.

If it's complete legal cover I'd take it, but it sounds like it's not worth 
having.  This is only my opinion, I may be wrong! ;)

On Sat, 3 Sep 2005 05:58:24 +0100, "ScoobyDoo"
 wrote:


>I've finally got to 4 years no claims and wanted recommendations for car 
>insurance companies that would provide protected cover at a reasonable 
>price.
>
>I'll try www.confused.com and www.theaa.com but are there any other ones I 
>should look at?


Virgin car insurance are worth looking at as they are offering
interest free installments. Most other places charge aound 20-25% apr!

sponix

On Mon, 05 Sep 2005 18:53:16 +0100, --s-p-o-n-i-x-- 
wrote:


>On Sat, 3 Sep 2005 05:58:24 +0100, "ScoobyDoo"
> wrote:
>
>>I've finally got to 4 years no claims and wanted recommendations for car 
>>insurance companies that would provide protected cover at a reasonable 
>>price.
>>
>>I'll try www.confused.com and www.theaa.com but are there any other ones I 
>>should look at?
>
>Virgin car insurance are worth looking at as they are offering
>interest free installments. Most other places charge aound 20-25% apr!
>
>sponix

Saga are the cheapest providing you are 50 or over .

saga had really crap customer service when we had to sort out a claim though 
;-(

 wrote in message 
news:52emh1d9joiltvgr7oig512tko07b72770@4ax.com...

> On Mon, 05 Sep 2005 18:53:16 +0100, --s-p-o-n-i-x-- 
> wrote:
>
>>On Sat, 3 Sep 2005 05:58:24 +0100, "ScoobyDoo"
>> wrote:
>>
>>>I've finally got to 4 years no claims and wanted recommendations for car
>>>insurance companies that would provide protected cover at a reasonable
>>>price.
>>>
>>>I'll try www.confused.com and www.theaa.com but are there any other ones 
>>>I
>>>should look at?
>>
>>Virgin car insurance are worth looking at as they are offering
>>interest free installments. Most other places charge aound 20-25% apr!
>>
>>sponix
> Saga are the cheapest providing you are 50 or over .