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O/T buying online - debiting cards   
HI

Can someone tell me what the normal practice is when buying online with a 
credit card? Should the card only be debited when the goods are dispatched? 
I have got an email from a company saying they don't have an item in stock 
and I will have to wait until it is back in. Fair enough but my switch card 
has been debited, and was debited almost immediately. This doesn't seem 
right...

Anyone know?
Date:Tue, 23 Aug 2005 16:27:51 +0100   Author:  

Re: O/T buying online - debiting cards   
"oO"  wrote in message news:3n0tjjF19654dU1@individual.net...

> HI
>
> Can someone tell me what the normal practice is when buying online with a 
> credit card? Should the card only be debited when the goods are 
> dispatched? I have got an email from a company saying they don't have an 
> item in stock and I will have to wait until it is back in. Fair enough but 
> my switch card has been debited, and was debited almost immediately. This 
> doesn't seem right...
>
> Anyone know?
>


Yes its pretty common with some places.
Date:Tue, 23 Aug 2005 15:57:07 GMT   Author:  

Re: O/T buying online - debiting cards   
In article <3fJOe.94799$G8.40205@text.news.blueyonder.co.uk>, shack69
@hotpop.com says...

> oO wrote:
> > HI
> > 
> > Can someone tell me what the normal practice is when buying online with a 
> > credit card? Should the card only be debited when the goods are dispatched? 
> > I have got an email from a company saying they don't have an item in stock 
> > and I will have to wait until it is back in. Fair enough but my switch card 
> > has been debited, and was debited almost immediately. This doesn't seem 
> > right...
> > 
> > Anyone know? 
> > 
> > 
> If when you ordered the item it was in stock and they agreed a delivery 
> date then that forms parts of your contract. So some retailers have 
> started to not debit until the order dispatches, this way the contact 
> can be canceled.  But in your case they have debited you so if your 
> willing to wait fine, but if not and you had an expected date previously 
> you could cancel and get your money back, or i think even say you were 
> going to get it some where else and they would need to fund the 
> difference but you do need to give them reasonable time to hounour your 
> agreement.  If your worried contact your local trading standards for advise.
> 

Delivery dates are not part of a contract unless you specifically make 
them "of the essence."
Date:Sat, 27 Aug 2005 10:07:29 GMT   Author: