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Issues after death of car owner
Well my Dad passed away last week and now all the funeral things are
finished we have to start thinking of the practical aspects, particularly
what to do with his car.
The car is off road, in the garage, although the tax is not due until the
end of September.
We phoned the insurance company and told them, they cancelled the insurance
and refunded money owed. My insurance company tells me I'm not insured to
drive his car as it requires the car to be itself insured before my
insurance will cover me on a third party basis.
Do we now send off the V5 form as a change of registered keeper to my Mum?
(As she is now the owner). However she does not posses a driving licence,
does that make a difference? Would it make any difference if I became the
registered keeper? (I already have a car and have no use for another)
What issues should I be aware of when I come to sell the car? Particuarly
considering it now has no insurance.
Thanks
Date:Mon, 27 Jun 2005 10:04:01 +0100
Author:
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Re: Issues after death of car owner
"Mark Hewitt" wrote in message
news:d9ofe2$5ec$1@ucsnew1.ncl.ac.uk...
> Well my Dad passed away last week and now all the funeral things are
> finished we have to start thinking of the practical aspects, particularly
> what to do with his car.
>
> The car is off road, in the garage, although the tax is not due until the
> end of September.
>
> We phoned the insurance company and told them, they cancelled the
insurance
> and refunded money owed. My insurance company tells me I'm not insured to
> drive his car as it requires the car to be itself insured before my
> insurance will cover me on a third party basis.
>
> Do we now send off the V5 form as a change of registered keeper to my Mum?
> (As she is now the owner). However she does not posses a driving licence,
> does that make a difference? Would it make any difference if I became the
> registered keeper? (I already have a car and have no use for another)
>
> What issues should I be aware of when I come to sell the car? Particuarly
> considering it now has no insurance.
>
> Thanks
>
>
>
leave the details on the book as they are if you are going to sell it.
its not illegal to sell it as you or your muther are the next of kin
Date:Mon, 27 Jun 2005 09:14:04 GMT
Author:
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Re: Issues after death of car owner
Mark Hewitt (mail@markhewittDotCoDotUk.spammers.will.die) gurgled
happily, sounding much like they were saying :
> Do we now send off the V5 form as a change of registered keeper to my
> Mum? (As she is now the owner).
Yes.
> However she does not posses a driving licence, does that make a
> difference?
No.
> Would it make any difference if I became the registered keeper? (I
> already have a car and have no use for another)
I see no reason why. You've got more "use for it" than she has.
> What issues should I be aware of when I come to sell the car?
None specific.
> Particuarly considering it now has no insurance.
You'll need to insure it - how else is anybody going to test-drive it?
Their "other cars" clause will probably be the same as yours.
Date:27 Jun 2005 09:21:08 GMT
Author:
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Re: Issues after death of car owner
i didnt say that (invalid@nulll.com-..,.,.,,b) gurgled happily, sounding
much like they were saying :
> leave the details on the book as they are if you are going to sell it.
That's certainly an option - and it'll result in the car being sold with
one less owner - it'll also reduce the chances of DVLA losing the
paperwork... The car currently belongs to the estate, not your mother - at
least until probate is granted.
Mark - as you may be aware <grin> - don't forget that keeper and owner are
different things...
> its not illegal to sell it as you or your muther are the next of kin
The "next of kin" is irrelevant. It's the executor of the will (or whoever
they nominate) that's the relevant relationship.
Mark - You haven't said anything about a will - If he died intestate, then
selling the car is the *least* of your problems.
Luckily, it's not a prob we had with my F-i-L when we lost him a couple of
years ago - he didn't drive - but the rest of the paperwork is still going
on. Barclays Bank. Incompetent. 'nuff said.
Date:27 Jun 2005 09:26:48 GMT
Author:
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Re: Issues after death of car owner
"Mark Hewitt" wrote in message
news:d9ofe2$5ec$1@ucsnew1.ncl.ac.uk...
> What issues should I be aware of when I come to sell the car? Particuarly
> considering it now has no insurance.
>
> Thanks
If you do send forms to the DVLA, make sure you use Recorded Delivery.
--
M Stewart
Milton Keynes, UK
http://www.megalith.freeserve.co.uk/oddimage.htm
Date:Mon, 27 Jun 2005 12:46:43 +0100
Author:
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Re: Issues after death of car owner
Mark Hewitt wrote:
>
> What issues should I be aware of when I come to sell the car? Particuarly
> considering it now has no insurance.
>
> Thanks
>
>
>
See if you can add it to your policy on temp basis. Some co's allow this.
Then just add it now, or later when you sell if someone wants to test-drive.
Date:Mon, 27 Jun 2005 13:54:36 +0100
Author:
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Re: Issues after death of car owner
Mark Hewitt wrote:
> Well my Dad passed away last week and now all the funeral things are
> finished we have to start thinking of the practical aspects, particularly
> what to do with his car.
>
> The car is off road, in the garage, although the tax is not due until the
> end of September.
>
> We phoned the insurance company and told them, they cancelled the insurance
> and refunded money owed. My insurance company tells me I'm not insured to
> drive his car as it requires the car to be itself insured before my
> insurance will cover me on a third party basis.
>
> Do we now send off the V5 form as a change of registered keeper to my Mum?
> (As she is now the owner). However she does not posses a driving licence,
> does that make a difference? Would it make any difference if I became the
> registered keeper? (I already have a car and have no use for another)
>
> What issues should I be aware of when I come to sell the car? Particuarly
> considering it now has no insurance.
>
> Thanks
>
>
>
First thing you or your mother need is Probate. You cant sell or dispose
of any part of the estate until probate is granted.
Start by looking here:
http://www.probate1.com/
It's not hard to do (done it twice alas).
When my Dad passed away the insurance company transfered the insurance
into my name for a modest fee (15) so that the second largest asset of
the estate was protected.
Dave
Date:Mon, 27 Jun 2005 20:09:01 +0100
Author:
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Re: Issues after death of car owner
"Adrian" wrote in message
news:Xns96826A452DBD3adrianachapmanfreeis@204.153.244.170...
>
> Mark - as you may be aware <grin> - don't forget that keeper and owner are
> different things...
>
>> its not illegal to sell it as you or your muther are the next of kin
>
> The "next of kin" is irrelevant. It's the executor of the will (or whoever
> they nominate) that's the relevant relationship.
>
> Mark - You haven't said anything about a will - If he died intestate, then
> selling the car is the *least* of your problems.
>
> Luckily, it's not a prob we had with my F-i-L when we lost him a couple of
> years ago - he didn't drive - but the rest of the paperwork is still going
> on. Barclays Bank. Incompetent. 'nuff said.
Well he did die without a will, however none of us figured it would be a
problem since everything would go to his wife (my Mum) anyway...
But as it stands it *may* not be a problem, although he was indeed the
registered keeper there is some uncertainty about the ownership of the car.
For reasons I wasn't party to the finance agreement was actually entirely
put into my Mum's name, now I don't know the details but would this mean
that in fact my Mum is the legal purchaser of the car?
Date:Wed, 29 Jun 2005 10:02:49 +0100
Author:
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Re: Issues after death of car owner
In article <d9to3p$o3k$1@ucsnew1.ncl.ac.uk>,
Mark Hewitt wrote:
> But as it stands it *may* not be a problem, although he was indeed the
> registered keeper there is some uncertainty about the ownership of the
> car. For reasons I wasn't party to the finance agreement was actually
> entirely put into my Mum's name, now I don't know the details but would
> this mean that in fact my Mum is the legal purchaser of the car?
Sounds like it.
--
*Growing old is inevitable, growing up is optional
Dave Plowman dave@davenoise.co.uk London SW
To e-mail, change noise into sound.
Date:Wed, 29 Jun 2005 10:34:19 +0100
Author:
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Re: Issues after death of car owner
Mark Hewitt (mail@markhewittDotCoDotUk.spammers.will.die) gurgled
happily, sounding much like they were saying :
>> Mark - You haven't said anything about a will - If he died intestate,
>> then selling the car is the *least* of your problems.
> Well he did die without a will, however none of us figured it would be
> a problem since everything would go to his wife (my Mum) anyway...
Talk to a solicitor. Now. It will be money VERY well spent.
Date:29 Jun 2005 17:20:03 GMT
Author:
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